Features & Capabilities

a. Withdrawal to MPESA- members can make withdrawal from FOSA account to their MPESA. b. MY Account- members can view details of their FOSA, BOSA, Loan Balance and Savings accounts Loans- When customer selects Loans, they will be taken to a menu with four items namely. Loan Enquiries. Loan requests Loan Application Status Loan repayment

Loan Types -: i. Dividend discounting loan • A one-off interest of 7.5 % shall be charged upfront on the loan approved. • The amount applied shall not exceed 60% of the member’s previous year’s interest on deposits (dividends). • A member whose account is arrears/dormant/defaulter will not qualify for the loan through mobile however they can access only through applying online so that the arrears can be recovered from the dividends. • Guarantors whose deposits were offset during the year to reduce a defaulted loan shall qualify for a lesser amount. ii. M-Kimisitu Loan • Interest rate of 5% per month on reducing balance • Repayment period up to a maximum of 5 months • The monthly repayment is deducted from the salary payouts. • Top ups charge: of 2.5% of the Loan balance • Member can access a maximum of Kshs.100,000 or 80% of his member deposit whichever is lower • Interest is charged upfront but recovered monthly • In case of default the loan balance is recovered from member deposit

c. Fund Transfer i. When a customer selects Fund transfers, they will be required to select from Swift transfer (RTGS) Electronic Funds Transfer (EFT) ii. The Fund transfer is segregated as follows: a. Internal Transfer • My Account – Member should be able to transfer to any savings account they have including shares. • Other Account – member can transfer to other members savings account internally. b. External – Member should see list of banks and enter beneficiary bank details. • Member should be able to select beneficiary. d. Deposits When a customer selects Deposits, the Applications displays accounts options for the customer to deposit to • FOSA • Savings Account • LUMPSUM • e. PAYBILL - Customers have an option to pay using Pay bill functionality. f. Change Password functionality-members can change their respective passwords. g. Logout functionality-members have an option of logging out once they are done with using the App.

User Growth & Download Statistics

App
By:
Kimisitu Sacco
Rating:
4.50
(24)
0.10
Version:
76 Last updated: 2026-06-24
Version code:
887290565
Creation date:
2021-08-13
Compatible devices:
Size:
59.59MB
URLs:
Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-07-01
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Kimisitu Sacco
Apple Apps Store
https://apps.apple.com/us/app/kimisitu-money/id1566099053

User Reviews

The app seems to be dropping connection when doing a transfer and you are waiting for confirmation window to pop up so that you can enter the authentication code. The window doesn’t show up and one has to keep trying
by es*****, 2024-05-25

The lack of customer service notwithstanding, and no responses to emails, it seems the app is not supported on iPhone according to their well hidden help page.
by An*****, 2022-09-28
View all user reviews ›

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