InComm Benefits

Automated and AI-powered spending accounts—HSA, FSA, HRA, and Commuter—are managed in one place with a mobile app. Use a single card across accounts, track expenses, and store receipts. The latest technology helps the debit card identify eligible items at the point of sale, pulling eligible costs from your HSA and routing ineligible costs to a backup account. The AI-driven platform can uncover HSA-eligible expenses you might otherwise miss, and you can spend now and contribute later if needed.

Key features include secure access to balances and transaction history, real-time notifications, easy linking to external banks for reimbursements, photo receipts capture, family card management, HSA investment access, and fast customer support. InComm Benefits supports employer-sponsored benefit programs; banking is provided by Coastal Community Bank; FDIC insurance applies to spending accounts up to $250,000 per depositor. InComm Benefits is fintech, not a bank.