Overview

Rating:
1.80
(20)
Version:
4.3.1
Last updated: 2026-06-16
Ranking
#366,417 257
Overall

Features & Capabilities

A BETTER WAY TO ACCESS AND MANAGE VIRTUAL COMMERCIAL CARDS Mastercard In Control™ Pay allows users to seamlessly manage their mobile virtual commercial cards. Users can effortlessly add cards to their digital wallets and experience secure online, in-app, over the phone, and contactless payments. With In Control Pay, organizations can simplify and enhance Travel & Expense (T&E) and B2B payments for both employees and non-employees.

This app cannot be used for consumer card or prepaid card management.

HOW DOES A USER GET STARTED?
Mastercard In Control Pay app is only for users who receive a virtual commercial card from an organization and issued by a participating financial institution. Mastercard will send the user an email with a unique invitation code to register for the app. Once the user is registered, the virtual card(s) will be automatically linked to the user’s profile in the app. From there, the user can add the virtual commercial card to a digital wallet.

HOW DOES THIS APP HELP USERS MANAGE THEIR MOBILE VIRTUAL CARD EXPERIENCE? SEAMLESS PAYMENT EXPERIENCE: Use the virtual commercial card to pay digitally for organizational spending. Don’t fumble for exact change or use a personal credit card and wait for reimbursement. TRANSPARENT CONTROLS: View controls set by the organization for the virtual cards in the app. These include how, where and when virtual cards can be used. REAL-TIME AND ENHANCED DATA: See completed and processing transactions through our app with an option to filter the transactions by virtual card number (VCN) and time periods to get a complete picture of spending.
A HOLISTIC VIEW: Manage virtual commercial cards from multiple participating financial institutions within the same app.
INCREASED SECURITY: Feel confident your virtual cards are secure. All mobile virtual card payments are tokenized, with the sensitive data replaced by a unique alternative card number, so account information is never revealed to merchants, decreasing the risk of fraud. Plus, biometric authentication and a 5-digit PIN can be utilized to access virtual cards. REDUCED ENVIRONMENTAL IMPACT: No plastic needed!

WHY DO ORGANIZATIONS WANT TO USE MOBILE VIRTUAL CARDS? Organizations of all sizes and segments see value in mobile virtual cards since they offer a simple and controlled way to empower employees and non-employees alike to make business purchases. Organizations are able to modify virtual card controls as needed, track spending with enhanced data, and more.

Disclaimer: Mastercard In Control Pay app and features are available only for eligible virtual card accounts issued by the financial institution. Prepaid Cards and Consumer Cards are not eligible.


To log in, users must have an invitation code from Mastercard and the ability to authenticate in order to register for the app.


To see the full Privacy policy, copy and paste the following link into your browser:
https://www.mastercard.us/en-us/vision/corp-responsibility/commitment-to-privacy/privacy.html

The virtual card(s) are not issued by Mastercard and is (are) subject to the terms and conditions of the relevant issuer. If you have any questions regarding your virtual card, please contact the company that has authorized you to use the virtual card and the relevant issuer institution.

User Growth & Download Statistics

App
By:
Mastercard International Incorporated
Rating:
1.80
(20)
Version:
4.3.1 Last updated: 2026-06-16
Version code:
887038487
Creation date:
2021-04-01
Compatible devices:
Size:
154.67MB
URLs:
Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-08-10
Compare stats and ranking:

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Mastercard International Incorporated
Apple Apps Store
https://apps.apple.com/us/app/mastercard-in-control-pay/id1556100967

User Reviews

User reviews indicate persistent sign-in and activation problems with Mastercard In Control Pay on iOS. The core issues are activation codes not arriving, emails not sent, and login failures, which prevent card activation and use for online purchases. Additional complaints include app crashes/not opening on iPhone 15 and resulting financial losses or wasted money. A few reviewers question authenticity. Overall, positive feedback is scarce, and most users report the app does not function as intended.
Pros
Cons
  • Inability to sign in or complete sign-up due to activation codes not being delivered (emails/codes never arrive).
  • Activation/sign-up process is broken; users cannot activate cards or sign in, rendering the card unusable for online purchases.
  • App instability on iPhone devices (crashes or not opening on iPhone 15).
  • Financial impact from unusable cards and wasted money due to activation/sign-in failures (e.g., attempted purchases or online reservations).
Recent reviews
Never received activation code for new sign up
by ma*****, 2026-04-20

wasted $50
by mu*****, 2026-03-17
View all user reviews ›

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