Cheddar

Cheddar pays you instantly cashback at Tesco, Sainsbury’s, ASDA, M&S, Nike and Deliveroo among 200+ UK brands. Unlike traditional cashback sites, Cheddar pays you before you shop by letting you buy digital gift cards that you can use in-store or online.

How it works: download for free, pick a brand, buy a digital gift card in seconds, and cashback is added instantly. Use the gift card like your debit card and redeem cashback anytime. No waiting, no tracking issues, no fees, and a £5 minimum redemption. Cheddar is FCA authorised, uses bank‑level encryption, and supports secure open banking connections. Key features include personalised savings, reloadable gift cards, spending insights, and cashback boosts.