Plazo: Card and loans

Plazo is a personal finance app with a Mastercard card, a 100% online account, and instant credit options. You can apply for a credit line up to €5,000, create your online account in about 10 minutes, and access flexible credit and fast loans directly from the app. The app supports fee-free virtual and physical cards, transfers, ATM withdrawals, and full card controls from your phone.

Beyond credit, Plazo rewards your spending with 3% cashback on supermarkets and a Rewards Program with 100+ brands offering up to 20% cashback. There’s also a referral program to earn rewards by inviting friends. All features are designed for quick access to funds and simple money management, subject to credit approval.