Tera Cloud

Meet your AI finance team. Tera Cloud's agents capture, categorize, approve, and post every expense and bill — so you close the books while you sleep.

Your AI Finance Team. Always On. Always Accurate.

Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack.

Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there.

MEET THE AGENTS

Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app.

AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval.

Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly.

Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day.

Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets.

Automation Agent — Learns how your team works and quietly removes the steps that don't need humans.

WHY TERA CLOUD

• Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork. • Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts. • Multi-Entity Ready — One app, every entity, every currency, every ERP. • Mobile-First — Capture, approve, and review on the go. Full power on a phone. • Bank-Grade Security, end-to-end encryption, biometric login, SSO. • Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more.

WHO IT'S FOR

• Founders who refuse to babysit expense reports • Controllers running lean teams that need to scale without hiring • CFOs who want a real-time close instead of a 10-day scramble • Bookkeepers and accountants serving multiple clients • Operations leaders tired of approval bottlenecks

WHAT YOU CAN DO ON MOBILE

• Capture receipts with one tap
• Forward bills from your inbox
• Approve expenses, bills, POs, and reimbursements
• Scan QR codes and barcodes for vendors
• Chat with your agents in plain English
• View live cash, spend, and budget dashboards
• Get push alerts for anything that needs you — and nothing that doesn't

HOW IT'S DIFFERENT

Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks.

Stop managing receipts. Start running finance.

Download Tera Cloud and put your finance work on autopilot.

— — — Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.