bYond

bYond is a workplace benefit that helps your money go further. Available through your employer, a bYond Mastercard earns up to 15% cashback at 70+ national retailers. Cashback is loaded to your Vault one month after you spend and can be saved toward a Goal or released to your balance to spend whenever you choose.

Key features include balance checks, quick top ups, viewing your PIN, a retailer list with earnings estimates, setting Savings Goals, tracking Vault and Goal progress, viewing transaction history, freezing and unfreezing your card, and receiving push notifications. Terms and privacy are accessible from the app or on the bYond site.