Chess Money

Chess Money is a BoT-regulated P2P lending platform designed for employees of partner employers. It offers fixed-rate loans ranging from 8% to 15% per year, with tenors from 3 to 36 months, and credit limits of 1.5x to 4x the borrower’s net monthly income. Approvals are fast—credit limits are granted immediately after registration and a loan request can be completed within minutes.

Lenders can enjoy the benefits of no guarantor or collateral, optional prepayment after the first installment, and quick disbursement to the payroll account (typically 1-2 days after loan agreement). The page includes EMI calculations, application steps, and links to the official site and privacy notice.