Wagetap: Instant Cash Advance

Wagetap is a wage-advance and bill-splitting app for Australia. With Wagetap you can access pay on demand up to $2000 and cash out within minutes when you need it, without waiting for payday. Sign up, connect your bank, and cash out instantly.

Wagetap charges a 5% transaction fee and 24% APR. Repayment is flexible, with a minimum repayment period of 2 days and full repayment required within 62 days. It’s designed as a payday-advance alternative and supports bill splitting across paydays, rather than a traditional loan or BNPL.