Golak

Every culture has a name for it. Committee. Susu. Tanda. Hagbad. Chit fund. Stokvel. Equb. Hui. Paluwagan. Gam'eya. Partner hand. Arisan. Tontine. Chama. The names are different. The idea is the same — a group of people who trust each other, pool their money, and take turns. Communities have been doing this for centuries. Golak helps you organize it properly.

FOR FACILITATORS Create a circle and invite members in minutes Track who has paid and who hasn't — in real time Set payout order manually or randomize slots Mark payments with one tap Process payouts when the circle is ready Optional opt-in for group identity verification and digital contracts Send automatic reminders to members Keep a full record of every payment and payout Manage multiple circles in one place FOR MEMBERS See your upcoming payment date and amount Know exactly when your payout is coming View your full contribution history Sign contracts and complete verification from your phone Get notified when it's time to pay

IMPORTANT Golak is a coordination and record-keeping tool — not a bank or payment processor. The app does not collect, hold, move, or process money in any way. All financial arrangements remain fully between group members.