OakNorth Personal

OakNorth Personal delivers personalised savings accounts designed to help you plan for the future. Open single or joint accounts in minutes, track your savings and see interest accrue ahead of time, and open multiple accounts to spread funds, chase different rates, or reach multiple goals—all from the app.

Key benefits include competitive rates with a £1 minimum deposit for most accounts, transfer between accounts, loyalty rates for longer savings, goal-based saving, proactive notifications, and robust security (multi-factor authentication, biometrics, fraud detection, and encryption). OakNorth is PRA-authorised and FCA-regulated, with FSCS deposit protection for eligible savings.