MoneyThunder: Legal lending

MoneyThunder is a legal, Bank of Thailand–supervised digital lending mobile app powered by ABACUS Digital under SCBx subsidiaries. It emphasizes PDPA privacy and data security, offers instant loan decisions and a 10-minute time-to-money, and supports 24/7 ID-card applications.

Two loan types are available: Personal Loan up to THB 1,000,000 at 1.75%–2.08% monthly (20.99%–25% APR) and Nano Finance up to THB 100,000 at 2.75% monthly (33% APR). Both loans require no collateral or guarantor, and have no deposit, pre-loan transfer, withdrawal, or prepayment fees. Customers can choose Revolving Credit or Term Loan with flexible tenors, and apply easily with an ID card, 24/7.