Rubies

Name: Rubies
Rating: 4.7 (525 reviews)
Author: RUBIES MICROFINANCE BANK LIMITED

By: RUBIES MICROFINANCE BANK LIMITED App

WhatsApp for Payment & Banking

Overview

Version:

5.1.4

Last updated: 2026-07-14

Ranking

#77,459 ▼ 2,227

Overall

Features & Capabilities

Rubies brings payments, banking, and lending into messaging, enabling financial conversations between friends and brands across geographies.

As a chat extension, Rubies supports peer-to-peer payments, merchant transactions, and cross-border finance within messages, prioritizing security and ease of use.

User Growth & Download Statistics

App Payments Communication

By:

RUBIES MICROFINANCE BANK LIMITED

Rating:

4.70

(525)

Version:

5.1.4 Last updated: 2026-07-14

Version code:

888249745

Creation date:

2019-04-09

Compatible devices:

Size:

93.82MB

URLs:

Website ,Privacy policy

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-07-21

Compare stats and ranking:

Ranking

# 77,459 ▼ 2,227

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.

Developed by:

RUBIES MICROFINANCE BANK LIMITED

Apple Apps Store

https://apps.apple.com/us/app/rubies/id1458430556

Website:

https://www.rubies.ng/

User Reviews

Rubies is praised for its ease of use, speed, and features but faces recurring reliability and access issues, especially around post-transaction account access, KYC/BVN processes, geographic limitations, and card issuance delays.

Pros

User-friendly, intuitive interface
Fast transfers and quick processing
Rich feature set (instant transfers, virtual cards, chat)
Helpful, responsive customer support
Lifetime referral payouts

Cons

Post-transaction account access problems (account goes missing or locked) and difficulty withdrawing funds
KYC/verification issues causing session expiry or OTP delays
Geographic availability restrictions (Nigeria-first, US/other regions limited)
BVN linking issues or mandatory BVN requirements
Debit card issuance delays and mixed reliability concerns (slow support, funds issues)

Recent reviews

Subject: URGENT – Account Not Accessible After Transaction Dear Support Team, My name is Abiodun Ezekiel. I made a successful transaction today, but shortly after, the app logged me out and now says my account does not exist. Details: Date & Time: 2026-02-19T22:53:28.32507 Please locate my original BVN-linked account, confirm my current balance, and restore access. I do not want a new account created. This is urgent as it involves my funds. I await your immediate response. Abiodun Ezekiel

by Lo*****, 2026-02-20

So u guys have decided to hold my money. Whenever o try doing kyc verification it says Session Expired.. and there’s no way I can withdraw my money that I have already put in there already