Reviews of MCTCU

By: MCT Credit Union App

List of user reviews and ratings for MCTCU

Total ratings

4.90 (Rating count: 2,608)

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Review summary

Reviewers consistently praise MCTCU for its user-friendly design, easy navigation, and time-saving features. They highlight quick transfers between savings and checking, remote deposit checks, and convenient access to balances, bills, and transaction history. Customer service is repeatedly described as professional and helpful, with staff able to handle diverse needs. A few notes mention password changes being frequent and some dissatisfaction with the payment system's immediacy, but these concerns are not widely echoed across reviews. Overall, users value the app for ease of use, remote banking, and reliable support.

Pros

User-friendly and easy to navigate.
Fast and easy transfers between accounts and convenient remote deposits.
Robust remote banking features (check balance, pay bills, view transactions) accessible anywhere.
Excellent customer service and professionalism.
Touch ID / quick, secure login enhances accessibility.

Cons

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User Reviews

Recent rating average: 4.70

All time rating average: 4.90

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Date	Author	Comment
2026-04-29	mo*****	Don’t know what I’d do without the App. It keeps me on top of my Account and keeps me from overdrafts and keeps me in the know of my account. I know just how much money I have in my account. So easy to stay on top of it. Don’t think I’ve had an overdraft since I’ve had the App. Love it!!!!Thank you MCT.
Don’t know what I’d do without the App. It keeps me on top of my Account and keeps me from overdrafts and keeps me in the know of my account. I know just how much money I have in my account. So easy to stay on top of it. Don’t think I’ve had an overdraft since I’ve had the App. Love it!!!!Thank you MCT.
2026-03-27	Am*****	I love this app!!
I love this app!!
2025-12-11	A *****	I am so grateful that it is so fast and easy to transfer funds from my savings acct to my checking acct from my phone. It has made this holiday season so much easier and less stressful.
I am so grateful that it is so fast and easy to transfer funds from my savings acct to my checking acct from my phone. It has made this holiday season so much easier and less stressful.
2025-10-31	E7*****	This is a great user friendly app!
This is a great user friendly app!
2025-04-21	Ce*****	Very easy to navigate the site! Even this old Cajun Dude can do it and I live 300 miles from the nearest branch!
Very easy to navigate the site! Even this old Cajun Dude can do it and I live 300 miles from the nearest branch!
2025-03-14	Ka*****	Great
Great
2024-08-25	Pe*****	I live out of town and now my company is no longer doing direct deposit. This makes it easier for me to make my deposits
I live out of town and now my company is no longer doing direct deposit. This makes it easier for me to make my deposits
2024-07-18	ca*****	In today’s age the has to be a lock option for debit card where is it????
In today’s age the has to be a lock option for debit card where is it????
2023-09-11	gi*****	The people are excellent
The people are excellent
2023-06-23	Mi*****	Your app makes banking remote easy
Your app makes banking remote easy