Features & Capabilities

Spentra is a complete pay access solution designed to improve financial stability by giving workers early access to earned wages through the Spentra Mastercard Payroll Card and its Money Earned feature. Money Earned lets you access up to 50% of your net wages before payday, empowering employees with financial flexibility. This employer-sponsored card is issued by Patriot Bank, N.A., and is FDIC insured.

With the Spentra app you enroll and manage your card, receive instant transaction alerts, block/unblock your card, and locate surcharge-free ATMs across the Allpoint network (over 55,000 locations). There are no card fees, no minimum balance requirements, and the Money Earned feature is patented, enabling instant access to wages while the Card is issued under Mastercard network.

User Growth & Download Statistics

By:
Spentra, LLC
Rating:
4.80
(942)
1 new ratings
Version:
15.2.0 Last updated: 2026-04-06
Version code:
884036414
Creation date:
2019-02-19
Compatible devices:
Size:
40.27MB
URLs:
Website ,Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-06-10
Compare stats and ranking:

Ranking

Other platforms

Android
Spentra (v15.2.0.0)
34,116 4.62 (582)

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Spentra, LLC
Apple Apps Store
https://apps.apple.com/us/app/spentra/id1449725820
Website:
https://spentra.com/

User Reviews

Users praise Spentra for early access to earned wages, ease of use, solid security features, and helpfulness for bills and emergencies. Recurrent downsides include ATM withdrawal fees, inconsistent customer service, delivery/app update delays, and concerns about safety or legitimacy.
Pros
  • Paycheck advance / access to earned wages before payday
  • Easy to use / user-friendly interface
  • Strong security features (card lock/unlock and instant notifications)
  • Helps with bills and emergencies (avoids late charges)
Cons
  • ATM withdrawal fees / surcharge issues
  • Poor customer service and support (weekend unavailability, rude representatives)
  • Delays in app updates or card delivery
  • Security/legitimacy concerns (safety risks, potential ID theft)
Recent reviews
Nice when you short on funds
by Fu*****, 2025-09-07

My app hasn’t updated since July 3rd so I haven’t been able to access any of my money since the second no one in customer service on the weekends. Anyone else have the same issue
by Ni*****, 2025-07-07

Unsafe!
by da*****, 2025-01-19
View all user reviews ›

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