Reviews of Amortization Loan Calculator

By: JC Accounting & Innovative Technologies, Inc App

List of user reviews and ratings for Amortization Loan Calculator

Total ratings

4.70 (Rating count: 1,067)

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Review summary

Reviewers generally praise Amortization Loan Calculator for its easy-to-use, simple interface and its usefulness in saving loan data and planning mortgage payoff, including the ability to add extra monthly payments. However, several recurring issues dampen the experience: intrusive ads that fill the screen, a hard cap on loan terms (only 30-year options with editing not working), and unreliable calculations (numbers may be off and the app lacks a clear calculate action). Some users also report unclear pricing prompts. Overall, the concept is solid but reliability and UX need work.

Pros

Easy to use with a simple interface
Saves loans for easy access later
Helpful for planning a mortgage payoff
Supports extra payments to reduce principal

Cons

Ads are intrusive and fill the screen, hindering use
Only supports a 30-year loan term; editing beyond that is not possible
Calculation is unreliable: numbers can be off and there is no clear calculate button
Pricing / payments prompt is unclear or feels misleading

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User Reviews

Recent rating average: 2.60

All time rating average: 4.70

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62% (8)

Date	Author	Comment
2026-02-27	Wi*****	Easy to use, accurate, and you can save your loans.
Easy to use, accurate, and you can save your loans.
2026-02-20	Ha*****	Love the simplicity of this one.
Love the simplicity of this one.
2025-12-09	Go*****	Love everything . Helps me plan out my mortgage in paying off my loan early
Love everything . Helps me plan out my mortgage in paying off my loan early
2024-12-29	Na*****	Too many ads and enticements!!!
Too many ads and enticements!!!
2023-04-12	Gi*****	Nice
Nice
2020-09-24	Gr*****	It’s asking for a payment when I downloaded this app. WHAT PAYMENT? THERE IS NOTHING ON THE APP FROM THE APPLE STORE THAT STATES HOW MUCH THE PAYMENT IS!
It’s asking for a payment when I downloaded this app. WHAT PAYMENT? THERE IS NOTHING ON THE APP FROM THE APPLE STORE THAT STATES HOW MUCH THE PAYMENT IS!
2020-01-26	j *****	adds fill the screen making the app unusable, delete
adds fill the screen making the app unusable, delete
2019-10-12	Re*****	Numbers are so off every time. I use it to verify that my payments are right when I show clients numbers. Strike that.... is like to use it, but it’s wrong. Who in the world put this together and why did Apple allow it on the App Store?!?!
Numbers are so off every time. I use it to verify that my payments are right when I show clients numbers. Strike that.... is like to use it, but it’s wrong. Who in the world put this together and why did Apple allow it on the App Store?!?!
2019-05-24	Io*****	Dumb
Dumb
2019-05-20	ky*****	Waste of time and frustrating. If you only want a 30 yr am it’s ok. But change from that and it won’t work. Next
Waste of time and frustrating. If you only want a 30 yr am it’s ok. But change from that and it won’t work. Next