SoFi: Bank, Invest & Crypto Apple

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Features & Capabilities

SoFi: Bank, Invest & Crypto combines online banking, investing, and crypto into one app. With 14.7M members, you can open a bank account, save with a high‑yield APY, trade stocks through SoFi Securities, and buy, sell, or hold crypto on a platform backed by bank‑level security.

The SoFi Plus Premium membership adds perks like higher APY on savings, Invest match, access to wealth planners, and enhanced rewards. The app also features a robust budget tool, direct deposits, loan options, credit score monitoring, and 24/7 support to help you manage money, plan for goals, and grow your wealth—wherever you are.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Social Finance, LLC
Apple Apps Store
https://apps.apple.com/us/app/sofi-bank-invest-crypto/id1191985736
Website:
https://www.sofi.com

User Reviews

SoFi is valued for its easy-to-use, all-in-one platform combining banking, savings, and investing, with features like high-yield savings and early direct deposit. The experience is described as modern and premium. However, recurring issues include identity verification friction, app glitches, and slow or unreliable transfers, which undermine reliability. Customer support quality is mixed, and some account-management policies are frustrating. Overall, SoFi offers strong value and features but needs improvements in stability, verification flow, and support.
Pros
  • Easy to use and navigate with a clean, modern interface
  • All-in-one platform for banking, savings, and investing
  • Solid features like high-yield savings, early direct deposit, and quick transfers
  • SoFi Plus membership adds value with premium rewards and benefits
  • Overall modern banking experience and ecosystem
Cons
  • Frequent identity verification prompts and login loops
  • Glitches and reliability issues in the app
  • Transfers can be slow or inconsistent between and within accounts
  • Customer service can be unhelpful or hard to reach
  • Account-management friction (e.g., difficulties closing accounts or changes to transfer scheduling)
Recent reviews
Super good
by Ch*****, 2026-06-23

Wanted to set up a savings account since my current one has no interest, so I came to SoFi because I had heard many good things. I set up the account: gave them all my information, my name, SSN, address, the whole nine yards. Was prompted to add money to my new savings account and link direct deposit, which I did. I added $475 from my original savings account into this one. This was all done on the browser, so I decided to download the app. Upon doing so, I log in and check the banking section of the app, where it tells me I have no accounts set up. When I go to recreate the savings account I had made earlier, it tells me my SSN is already being used, but there’s no way to retrieve this account that suddenly does not exist. I figured I’d sign out and sign back in, in case it was a glitch, but when I did that, they locked my account because the password I had set literally minutes ago now did not exist and was wrong. It has been a day and still no reset password email has come through. Take this as a warning before you throw away almost $500.
by ja*****, 2026-06-23

I know you’re going to see so many positive reviews but I promise you they’re all fake. I’ve used this horrible bank since 2024 I’m glad I left and here are my reasons. 1: no actually helpful representatives due to only giving limited help in certain situations. 2: No support for U.S service members stationed overseas that want a good APY due to “ being out those CONUS “ which is actually horrible, literally any bank back home would let me open an account. My 3rd and final reason. Horrible AI and detection systems for verification!! Even after I verified and made many calls I was denied. Even after I had brought my old investment account back into standing and closed it SoFi somehow opened my account back up and then made it go negative???? Then I proceeded to get an email about it and now I’m not able to open a checking or savings accounts like what??? What company even does this 0/10 stay away from this horrible bank wish I could give it 0 stars.
by Ka*****, 2026-06-22
View all user reviews ›

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