Features & Capabilities
User Growth & Download Statistics
- By:
- Social Finance, LLC
- Rating:
- 4.70 (385,577)
4 new ratings
- Version:
- 3.102.0 Last updated: 2026-06-29
- Version code:
- 887406764
- Creation date:
- 2017-04-10
- Compatible devices:
- Size:
- 275.52MB
- URLs:
- Website ,Privacy policy
- Full description:
- See detailed description
- Source:
- Apple Apps Store
- Data ingested on:
- 2026-07-02
- Compare stats and ranking:
- SoFi: Bank, Invest & Crypto vs SoFi - Invest. Simple.
- SoFi: Bank, Invest & Crypto vs DreamFi
- SoFi: Bank, Invest & Crypto vs SoLo Funds: Lend & Borrow
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Contact the developer
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User Reviews
Pros
- Easy to use and navigate with a clean, modern interface
- All-in-one platform for banking, savings, and investing
- Solid features like high-yield savings, early direct deposit, and quick transfers
- SoFi Plus membership adds value with premium rewards and benefits
- Overall modern banking experience and ecosystem
Cons
- Frequent identity verification prompts and login loops
- Glitches and reliability issues in the app
- Transfers can be slow or inconsistent between and within accounts
- Customer service can be unhelpful or hard to reach
- Account-management friction (e.g., difficulties closing accounts or changes to transfer scheduling)
Recent reviews
Super good
by Ch*****, 2026-06-23
Wanted to set up a savings account since my current one has no interest, so I came to SoFi because I had heard many good things. I set up the account: gave them all my information, my name, SSN, address, the whole nine yards. Was prompted to add money to my new savings account and link direct deposit, which I did. I added $475 from my original savings account into this one. This was all done on the browser, so I decided to download the app. Upon doing so, I log in and check the banking section of the app, where it tells me I have no accounts set up. When I go to recreate the savings account I had made earlier, it tells me my SSN is already being used, but there’s no way to retrieve this account that suddenly does not exist. I figured I’d sign out and sign back in, in case it was a glitch, but when I did that, they locked my account because the password I had set literally minutes ago now did not exist and was wrong. It has been a day and still no reset password email has come through. Take this as a warning before you throw away almost $500.
by ja*****, 2026-06-23
I know you’re going to see so many positive reviews but I promise you they’re all fake. I’ve used this horrible bank since 2024 I’m glad I left and here are my reasons. 1: no actually helpful representatives due to only giving limited help in certain situations. 2: No support for U.S service members stationed overseas that want a good APY due to “ being out those CONUS “ which is actually horrible, literally any bank back home would let me open an account. My 3rd and final reason. Horrible AI and detection systems for verification!! Even after I verified and made many calls I was denied. Even after I had brought my old investment account back into standing and closed it SoFi somehow opened my account back up and then made it go negative???? Then I proceeded to get an email about it and now I’m not able to open a checking or savings accounts like what??? What company even does this 0/10 stay away from this horrible bank wish I could give it 0 stars.
by Ka*****, 2026-06-22
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