Siddhartha BankSmartXP

Name: Siddhartha BankSmartXP
Rating: 4.6 (1103 reviews)
Author: Siddhartha Bank Ltd.

By: Siddhartha Bank Ltd. App

Siddhartha Bank Mobile Banking

Overview

Version:

7.2.143

Last updated: 2026-07-12

Ranking

#56,737 ▲ 119

Overall

Features & Capabilities

Overview

Siddhartha BankSmartXP is the official mobile banking app from Siddhartha Bank, offering secure, convenient access to your account from anywhere.

Features

Key features include on-the-go banking, bill payments, top-ups, fund transfers, QR pay, instant payments via the Fonepay network, and easy access to your account information. The app uses 128-bit SSL encryption to protect your data and requires a valid Siddhartha Bank account with mobile banking service. Regular updates bring new features.

User Growth & Download Statistics

App Payments Privacy & Security

By:

Siddhartha Bank Ltd.

Rating:

4.60

(1,103) 10 new ratings

Version:

7.2.143 Last updated: 2026-07-12

Version code:

888097971

Creation date:

2016-10-07

Compatible devices:

Size:

170.20MB

URLs:

Full description:

Source:

Apple Apps Store

Data ingested on:

2026-07-18

Compare stats and ranking:

Ranking

# 56,737 ▲ 119

For Developers

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Contact the developer

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Developed by:

Siddhartha Bank Ltd.

Apple Apps Store

https://apps.apple.com/us/app/siddhartha-banksmartxp/id1161312612

User Reviews

User reviews are mixed. Many praise the app’s ease of use and money transfers, including abroad, and positive customer service. However, there are significant reliability issues: frequent crashes/freezes, transaction problems with double charges or failures and slow refunds, and overall performance/connectivity problems. Some flows like fix deposits are crash-prone, and dispute/resolution times are repeatedly criticized. Improvements are needed in stability, transaction reliability, and issue resolution.

Pros

Easy and straightforward money transfers (including international transactions)
User-friendly interface and good UI
Positive customer service / staff
Convenient to use while abroad / for international use

Cons

Frequent crashes and freezes across multiple flows (updates, login, password/PIN changes)
Transactions sometimes deduct twice or fail, with refunds taking long and disputes remaining unresolved
Slow performance, laggy navigation, and intermittent no-connection errors
Crashes specifically during fix deposit and other critical actions
Delays in issue resolution and dispute refunds (e.g., pending disputes for weeks)