Overview
Features & Capabilities
User Growth & Download Statistics
- By:
- You Need A Budget LLC
- Rating:
- 4.80 (61,061)
112 new ratings
- Version:
- 26.28 Last updated: 2026-07-29
- Version code:
- 888965890
- Creation date:
- 2015-10-20
- Compatible devices:
- Size:
- 155.80MB
- URLs:
- Website ,Privacy policy
- Full description:
- See detailed description
- Source:
- Apple Apps Store
- Data ingested on:
- 2026-08-03
- Compare stats and ranking:
-
Contact the developer
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User Reviews
Pros
- Empowers budgeting and reduces financial anxiety through forward planning (digital envelope approach).
- Clear visibility into finances, including net worth tracking and the ability to plan ahead to avoid surprises.
- Strong community, educational resources, and responsive support.
- Robust multi-budget support and the ability to share with family, with reliable transaction syncing across accounts.
- Good cross-platform usability (iPhone app and web) with automatic transaction downloads across accounts.
Cons
- Confusing UX/navigation with tabs; difficulty hiding or customizing tabs; inconsistent last-used tab behavior.
- Bank/account syncing is unreliable or slow, with manual entry sometimes required.
- Pricing concerns: recurring subscription charges and refunds issues.
- Steep learning curve and complexity, with many features hard to grasp without tutorials.
- Missing asset/investment tracking and not all accounts auto-tracked (investments/retirement).
Recent reviews
When I first signed up for the trial month of this app to see if I could use it instead of the EveryDollar budgeting app, there were some glitches that were making it hard for me to decide which app was best. But I mentioned those glitches in my first review of the app and within a short period of time they’ve been resolved.
This app is so versatile and well designed to keep track of credit card expenses to make sure you know how much you have spent versus how much you have in the bank. In fact, the desktop version of the app is so versatile that it has a bit of a steep learning curve, but I love that because it provides so much more room for configuring the budget to one’s unique needs and circumstances.
Where this app is particularly a winner over the EveryDollar app is its ability to integrate credit card expenses and on the desktop app you can see the monthly total funds available that is accurate. The EveryDollar number for funds available is never accurate. (It only adds up what was budgeted for that month not what is actually available in each fund.)
Very grateful to find this app. It’s perfect for our needs.
by n_*****, 2026-07-29
Has been charging me repeatedly through apple without any receipt, way to track what has been trying to get into my account, or way to cancel their “free trial no card needed” — just now finding out after 3 weeks of them failing to get my money and one SUCCESSFUL attempt because NOW they’ve emailed me that they’re going to get rid of my information… $35 later 😒
by bb*****, 2026-07-29
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