PYK

PYK is the easiest way to collect money from friends.

How does it work?
1. Connect your bank account
2. Create a payment request—enter the amount and description
3. Share a link or QR code with a friend
4. Your friend opens the link, selects their bank, and approves the transfer
5. The money is deposited directly into your account

No registration required for the payer
The person paying doesn't need to have a PYK account. They open the link in their browser, select their bank, and approve the transfer. That's it.

Security
PYK never stores your bank login details. Payments are processed by a certified Open Banking provider, compliant with the PSD2 directive. The money moves directly between your bank accounts—PYK never touches them.

Key Features:
• Create payment requests with a link and QR code
• Share via SMS, WhatsApp, Messenger, and other apps
• Scan QR codes
• Real-time payment history and status
• Notifications of received payments
• Support for Polish banks via Open Banking