ФинБот: займы онлайн, кредиты

FinBot — loans, credit cards, and other financial products in a single app.

Submit applications online, review terms and conditions of banks and financial institutions, and proceed to receive your selected product from a partner.

The app offers:

— Loans to a card;
— Cash loans;
— Credit cards;
— Debit cards;
— Mortgages;
— Car loans;
— Deposits;
— Central Bank of the Russian Federation exchange rates;
— Financial calculators.

Online Application

Select the desired financial product, specify the amount and term, review the available terms, and proceed to submit your application.

After submitting your application, the selected bank or financial institution makes a decision. If approved, the funds or banking product are received by the partner.

Loans to a Card

Explore available loan options, repayment terms, terms, and interest rates. The application can be completed online without visiting a physical location.

Cash Loans

Find bank loans for various purposes and amounts. The product details show the main terms, term, interest rate, and available limit.

Credit Cards

Choose cards with grace periods, credit limits, cashback, and other benefits. To get a card, proceed to the application process with the bank.

Mortgages and Car Loans

Browse home or car purchase programs, learn about rates, terms, and requirements of financial institutions.

Deposits and Debit Cards

Discover information about deposits, savings products, debit cards, cashback, and banking services.

Financial Assistant

The assistant asks a few questions about the desired amount, term, and product type, then shows relevant options for application.

Loan Calculator

Calculate approximately:

— Monthly payment;
— Overpayment amount;
— Total payment amount;
— Repayment term.

The calculator results are preliminary. The exact parameters are determined by the bank or financial institution.

Central Bank of the Russian Federation Exchange Rates

Follow the official exchange rates:

— US dollar;
— euro;
— Chinese yuan.

Favorites and History

Save interesting products, return to them later, and view previously opened options.

Light and dark themes

Choose a convenient interface design for using the app day or night.

Loan and Credit Terms

FinBot is an information service; it does not issue loans or credits, makes decisions on applications, or transfer funds.

Financial products are provided by banks, microfinance organizations, and other partners.

Main ranges of terms:

• Repayment period: from 61 days to 30 years, depending on the product;
• Maximum interest rate for microloans: up to 292% per annum;
• Bank loan rates are set individually by banks.

Calculation Examples

Bank Loan

₽100,000 for 12 months at 24% per annum:

— Estimated monthly payment: ₽9,456;
— Estimated overpayment: ₽13,472;
— Total payment: ₽113,472.

Microloan

₽30,000 for 90 days at 0.8% per day:

— Accrued interest: approximately ₽21,600;
— Total repayment: approximately ₽51,600.

Actual terms, rate, amount, term, and application decision depend on the selected partner and the client's details.

Before applying, carefully review the full product price, payment schedule, possible fees, and refund policy.

FinBot is not a bank, microfinance organization, or lender. The app is for informational purposes only and does not guarantee approval or receipt of funds.