Empower: Advance & Credit

Name: Empower: Advance & Credit
Rating: 4.717256 (236461 reviews)
Author: Empower Finance

Get an Advance instantly, build better credit, track credit score, save money

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Empower: Advance & Credit is a Chrome extension designed to provide instant financial relief and long-term credit improvement. Users can receive an instant advance of $10 to $400 without interest, late fees, or credit checks, helping avoid overdraft fees and paycheck stress. In addition, Empower Thrive offers a flexible line of credit starting from $200 to $400, with potential increases up to $1,000, to help build a positive credit history regardless of your current credit score.

The extension also features AutoSave, an automatic savings tool that analyzes your income and spending to help you save effortlessly toward your financial goals. Users receive monthly credit score updates with personalized tips, making credit management simpler. With customer support available Monday through Friday via phone and live chat, Empower ensures users have assistance when needed. With no security deposits and straightforward repayment methods, Empower is ideal for those seeking immediate financial advances and a path to better credit health.

App Financial Services Productivity SaaS

By:

Empower Finance

Downloads:

5,350,903 40.74K

Rating:

4.72

(236,461) 1,475 new ratings

Version:

6.79.0.732 Last updated: 2025-06-25

Version code:

1732

Creation date:

2017-12-04

Permissions:

android.permission.ACCESS_ADSERVICES_AD_ID
android.permission.ACCESS_ADSERVICES_ATTRIBUTION
android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CAMERA
android.permission.CHANGE_NETWORK_STATE
android.permission.FOREGROUND_SERVICE
android.permission.INTERNET

Size:

106.35MB

Email:

su*****@empower.me

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2025-07-09

Ranking

# 20,429 ▲ 51

Other rankings

#15 in Finance (Free) ▲ 9

User reviews

Users find Empower helpful for quick cash advances and credit building with an easy-to-use interface and useful budgeting tools. However, many complain about an $8 monthly subscription fee, often undisclosed upfront, and difficulties with payment processing and app glitches. Customer support is mostly automated and considered unhelpful. Some users report problems closing accounts and unauthorized withdrawals. While some praise the advance feature, inconsistent reliability and service issues raise concerns about transparency and user experience.

Pros

Provides quick cash advances to help users in financial pinch.
Helps improve credit score with on-time repayments noted.
App is generally easy to use and navigate according to users.
Offers budgeting tools and automatic savings features.
Customer support can be knowledgeable and helpful when reachable.

Cons

Subscription fee of $8 per month is charged regardless of usage and is not clearly disclosed upfront.
Issues with app glitches such as inability to disconnect bank account or close account properly.
Problems with payment processing: delays in posting payments or payment dates set before paydays.
Customer service relies heavily on bots, no live agents, and responses can be unhelpful or slow.
Users report unauthorized or unexplained withdrawals and difficulty managing repayments or advances.

Recent reviews

I generally don't use these kinds of apps, but my furnace switch went out preventing the heat from clicking on. After a week of no heat, I figured let me give it a try. Unware of the hoops. Sign up process is extremely horrible. It 45 mins to get the app to accept my sign up info - as it kept send back to the begin to start over. Once in it, I was told I don't have transactions in my account. What? I get 2 deposits once a month in my account. However, the system says it couldn't find them. Smh

Gw*****, 2025-01-27

There's an unmentioned three day hold if the payment fails first try. Twice my paycheck was late a half day, so the payment failed. Even though they took the money later that day without fail, within business hours, you have to wait for it to "post". After business hours payment sure, mid morning payment should post. This app penalizes it. Still a great app, has helped a good deal. Just don't miss a payment on time, near in mind there is no appointed payment time.