FinCalc

FinCalc is your all-in-one offline finance toolkit. No internet needed. No ads. Your data stays on your device — encrypted and secure.

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WHY FINCALC?
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Seven powerful tools in one premium app. Calculate loan costs, detect hidden fees in installment plans, compare prices at the supermarket, convert 170+ currencies, track your spending, export reports, and stay on budget — all without an internet connection.

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CALCULATORS
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■ Loan Calculator — Enter amount, term, and interest rate. Get your equal monthly payment, total interest, and a full month-by-month amortization table. Know exactly what you owe before you sign.

■ Installment Trap Detector — "0% interest — buy now, pay later!" Many retailers hide fees inside marked-up monthly payments. Our Newton-Raphson solver reveals the true hidden interest rate. Enter the cash price, number of installments, and the "0%" monthly payment. You'll see the real rate — often above 30% APR.

■ Price Compare — At the supermarket, same product comes in different package sizes. Which is cheaper per gram or per unit? Enter two products with weight and price. FinCalc instantly shows the unit price and highlights the better deal. Never overpay again.

■ Compound Interest — See how your savings grow over time with compound interest. Visualize the power of early investing.

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CURRENCY CONVERTER
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170+ currencies with live exchange rates. Convert any amount instantly. Also works offline with manually entered rates — perfect for travel.

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SPENDING TRACKER
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Log your daily expenses by category (Food, Transport, Bills, Shopping, Entertainment, Health, Education, Other). Add notes and dates. All entries are saved securely on your device with SecureStore encryption.

■ Export — Generate professional Excel (.xlsx) or PDF reports of your spending history. Share via email, messaging apps, or save to cloud storage. Costs 10 credits per export.

■ Analytics — Visual dashboard with donut charts breaking down spending by category, bar charts for top expenses, and weekly trend line charts showing your spending pattern over time.

■ Budget — Set monthly spending limits. The app warns you when you're approaching or exceeding your budget. Stay in control.

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CREDITS & REWARDS
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■ Start with 10 free credits.
■ Earn 1 free credit every day with the daily check-in.
■ Use credits to run calculators (1 credit) or export reports (10 credits).
■ Buy more credits anytime via in-app purchase — affordable packs from $0.10 to $9.99.
■ Currency converter is always free, no credits needed.

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PRIVACY & SECURITY
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■ 100% offline — no account required, no internet connection needed.
■ Your financial data never leaves your device.
■ Encrypted storage using device-level SecureStore.
■ No tracking, no analytics SDKs, no data collection.

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PERFECT FOR
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✔ Anyone considering a loan or installment purchase
✔ Smart shoppers who compare unit prices
✔ Travelers needing currency conversion
✔ People who want to track daily spending
✔ Budget-conscious individuals
✔ Anyone who values privacy and offline access

Download FinCalc today and take control of your money — no internet, no ads, no hidden costs.