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■ Elpida provides information on the pros and cons by comparing personal rehabilitation, personal bankruptcy, personal workout, advance debt adjustment, and rapid debt adjustment.

Personal rehabilitation is not necessarily the answer.
In addition to personal rehabilitation, there are ways to write off debt, such as debt adjustment provided by the Credit Recovery Committee and personal bankruptcy in the court.
You can compare the characteristics and advantages of each debt restructuring.


■ Elpida recommends debt restructuring that is right for you.

If you are having trouble handling your debt and are trying debt restructuring for the first time, you may be at a loss as to what to do.
Debt adjustment can usually be divided into debt adjustment by the Credit Recovery Committee and rehabilitation/bankruptcy by the court.
Among the debt settlement services provided by the Credit Recovery Committee and the court, I recommend which debt settlement is right for you.


■ Elpida collects terms related to debt adjustment and provides them in a glossary.

Debt restructuring uses a lot of terms that are not commonly used.
We collect terms used in the credit recovery committee's debt adjustment, including rehabilitation/bankruptcy, and provide easy-to-find explanations.


■ Elpida provides location information of the competent court for personal rehabilitation applications and the Microfinance Integration Support Center for debt adjustment by the Credit Recovery Committee.

In order to adjust your debt, you must submit an application and related documents.
We organize and provide the locations of the Microfinance Integration Support Center and jurisdictional courts and related traffic information.


■ Elpida can calculate the expected repayment amount and costs during personal rehabilitation.

The most important thing in personal rehabilitation is the repayment rate.
It is meaningless if there is no difference between the debt you are currently handling and the repayment rate that you must bear during personal rehabilitation.
Before starting personal rehabilitation, calculate in advance whether personal rehabilitation is possible and how much you will need to repay.


■ Elpida collects and provides information on documents required for personal rehabilitation.

The most difficult part of personal rehabilitation is obtaining documents.
What documents should be issued and submitted during personal rehabilitation?
We are providing a summary of why you should submit it.