Gastos Hormiga

Small Expenses — Your Personal Financial Assistant
Did you know that small, recurring expenses can add up to millions a year without you even noticing? Small Expenses helps you uncover them, control your budget, and achieve your financial goals simply and intelligently.

TRACK YOUR FINANCES IN SECONDS
• Add expenses and income with smart categories and notes
• Automatically categorizes into Needs (50%), Wants (30%), and Savings (20%)
• Mark fixed and recurring expenses to keep track of your commitments
• Use your voice to record expenses and income without opening the app

DETECT SMALL SPENDING
• Automatic analysis of the last 90 days to find hidden patterns
• See how much those coffees, snacks, or subscriptions add up to per year
• Receive alerts when a small spending pattern increases
• Annual projection so you can see the true impact on your finances

SMART BUDGETING
• Budget based on the 50/30/20 rule or customized to your needs
• Configurable alerts when you approach your budget limit
• Visual breakdown by category with clear graphs

MANAGE YOUR DEBT
• Register credit cards, loans, mortgages, and more
• Avalanche and Snowball strategies to pay off your debts faster
• Financial health diagnostic with a personalized action plan
• Extra payment simulator to see how much you can save on interest

SAVINGS GOALS
• Create goals with a name, target amount, icon, and color
• Record contributions and track your progress with visual rings
• Automatic celebration when you reach each goal

REPORTS AND ANALYSIS
• Summary by day, week, month, or year
• Trend charts, comparisons, and distribution by category
• Export your data to CSV for use in Excel or Google Sheets

SMART SUGGESTIONS
• 7 analysis engines that evaluate your financial habits
• Advice prioritized by impact level: low, medium, high, and critical
• Congratulations when you improve your habits
MULTI-CURRENCY Supports COP, MXN, USD, EUR, ARS, CLP, PEN, and BOB with automatic local formatting.

SECURITY AND PRIVACY
• Protect your information with Face ID
• Your data is stored locally on your device
• Optional synchronization between devices with a free account

WIDGETS FOR YOUR SCREEN
• Widgets for your home and lock screens
• View your remaining budget without opening the app

MORE FEATURES
• Customizable categories with icons and colors
• Voice shortcuts for quick entry
• Management of fixed and recurring expenses
• Help guides integrated into each module
• Works offline
Download Small Expenses and start making smarter financial decisions today.