Features & Capabilities

HUK Mein Auto by HUK-COBURG & HUK24 uses the My Car telematics policy to measure your driving. After you sign up and register in the app, you’ll receive a free telematics sensor. It records your journeys and analyzes acceleration, braking, steering, and speed to calculate your driving score. The safer and more proactive you drive, the higher your score and the bigger your bonus for the next insurance year.

Your benefits include an overview of your current bonus and scores, actionable feedback on how to improve, a damage service to report accidents (including connected vehicles), automatic accident detection, contract view, car service bookings, and eco-conscious driving rewards. Telematics Plus starts with a 5% bonus and helps you save on premiums – never making them more expensive. Note: Android version 10 is required and GPS must be permanently enabled.

User Growth & Download Statistics

By:
HUK-COBURG Datenservice und Dienstleistungen GmbH
Downloads:
1,507,809 5.18K
Rating:
3.18
(53,390)
70 new ratings
Version:
7.7.0 Last updated: 2026-03-18
Version code:
21091
Creation date:
2019-07-03
Publisher country:
DE DE
Permissions:
  • android.permission.ACCESS_BACKGROUND_LOCATION Very high risk
  • android.permission.ACCESS_COARSE_LOCATION Very high risk
  • android.permission.ACCESS_FINE_LOCATION Very high risk
  • android.permission.ACTIVITY_RECOGNITION High risk
  • com.google.android.gms.permission.ACTIVITY_RECOGNITION High risk
  • android.permission.BLUETOOTH_ADMIN Moderate risk
  • android.permission.BLUETOOTH_CONNECT Moderate risk
  • android.permission.BLUETOOTH_SCAN Moderate risk
  • android.permission.FOREGROUND_SERVICE_CONNECTED_DEVICE Moderate risk
  • android.permission.HIGH_SAMPLING_RATE_SENSORS Moderate risk
  • See more
Size:
104.43MB
Email:
me*****@hdd-dienste.de
URLs:
Privacy policy
Full description:
See detailed description
Source:
Google Play Store
Data ingested on:
2026-06-07
Compare stats and ranking:

Ranking

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.
Developed by:
HUK-COBURG Datenservice und Dienstleistungen GmbH
Google Play Store
https://play.google.com/store/apps/details?id=de.hdd.telematik
Email:
me*****@hdd-dienste.de

User Reviews

Most reviews are negative due to reliability and data quality issues: frequent crashes and startup failures, inconsistent driving scores, unstable telematics connectivity, and battery/GPS drain. Privacy concerns about continuous location tracking also appear. A few users praise the concept and see value in insurance integration, but overall reliability and transparency are major barriers.
Pros
  • The app’s driving-telematics concept is appealing and has potential for rewarding safe driving.
  • Some users report the app works well at times and describe the concept positively.
  • A segment of reviews recognizes the app as part of a good insurance experience.
Cons
  • The app often fails to start or crash and is frequently unusable.
  • Driving scores are inconsistent or opaque, with misclassifications and unexplained changes.
  • The telematics/connection is unstable, with data loss and forced sign-outs.
  • Significant battery drain and constant GPS usage raise privacy and usability concerns.
  • Login and account synchronization issues between the website and the app.
Recent reviews
It is close to impossible to get a good rating unless you crawl on the road. It punishes even if you turn a little fast on narrow roundabouts. As another user mentioned, it penalizes sudden braking even when pedestrians cross the road. Basically instead of driving, I should keep anticipating hurdles. Also the discount they give is much lesser than the benefit they get from our data. An example of how unfair their system is: Before long drive: 83 After long drive:50!!
by Aj*****, 2026-05-15

Die App-Idee ist sehr gut, Fahrverhalten zu bewerten und gute Fahrer zu belohnen. Ich fahre vorsichtig und regelkonform. Allerdings führen starkes Bremsen auch in unvermeidbaren Situationen (z. B. plötzlich auftretender Fußgänger oder Bremsen vor Gelb/Rot) zu sehr hohen Abzügen. Dadurch sinkt der Score teils drastisch (von ~100 % auf <50 %), obwohl ich korrekt reagiert und niemanden gefährdet habe. Das führt zu Frust und kann Fehlanreize setzen. Die Bewertung könnte hier ausbalancierter werden.
by Fa*****, 2026-05-13

Nutzlos und betrügerisch. Zeigt Ereignisse an, die so gar nicht stimmmen. Werde die HUK verlassen. Die HUK ist anscheinend der Meinung, daß man unter anderem bei einer Autobahnauffahrt nicht ausreichend beschleunigen darf; ich werde eine dementsprechende Beschwerde gegen die HUK einreichen. Telematik Nutzer werden dazu angeleitet, nicht-ausreichend zu beschleunigen bzw abzubremsen oder zu lenken, auch wenn es dringend angebracht wäre. Sehr bedenklich und gefährlich!
by J *****, 2026-05-10
View all user reviews ›

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