List of user reviews and ratings for CLARK - Versicherungen managen
Total ratings
4.14 (Rating count: 10,213)
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Review summary
Pros
- App provides a centralized dashboard to manage all insurances in one place.
- Customer service has friendly and helpful advisors who assist with insurance options and planning.
- The app supports chat functionality, providing convenient communication alternatives to calls.
- Useful features like tracking insurance contracts and seeing unsubscribe deadlines.
- The app helps simplify dealing with multiple insurance policies and remembering their contacts.
Cons
- Customer service experience is inconsistent with complaints about poor follow-up and limited support after contract signing.
- The app lacks multi-language support beyond German, limiting usability for non-German speakers.
- Users report long waiting times and delays in updating insurance offers or processing requests.
- Privacy concerns due to extensive data collection, lack of easy account deletion, and insufficient security measures such as missing two-factor authentication.
- The app's signing process is perceived as forcing users to digitally sign without sufficient review opportunities and lacks transparency. This leads to mistrust and discomfort among users.
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User Reviews
Recent rating average: 1.50
All time rating average: 4.14
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| Date | Author | Rating | Comment |
|---|---|---|---|
| 2024-04-21 | The definition of conflict of interest. The app makes money by selling you insurances you don't need. It's obvious they do not have contracts with every provider and cannot be trusted. Essentially, the app is one big advertisement. The only useful feature is to have your insurances in the cloud and seeing when you can unsubscribe from them, but to be honest, this can be replaced by having a Google drive with your contracts. And for the "advise", just ask ChatGPT, it will be more neutral. | ||
| The definition of conflict of interest. The app makes money by selling you insurances you don't need. It's obvious they do not have contracts with every provider and cannot be trusted. Essentially, the app is one big advertisement. The only useful feature is to have your insurances in the cloud and seeing when you can unsubscribe from them, but to be honest, this can be replaced by having a Google drive with your contracts. And for the "advise", just ask ChatGPT, it will be more neutral. | |||
| 2023-04-05 | The advisor is nice and friendly when signing the contracts, but then you’re left alone with whatever horrible customer service line the insurances offer. Please beware of the choices they give you. These are not the best for you, but the ones that pay the best commission to Clark. Your advisor is personal friends with them, and in the end, is there to protect their interest above yours. This is not a digital service. Nothing is managed by app, but via phone calls to advisor. | ||
| The advisor is nice and friendly when signing the contracts, but then you’re left alone with whatever horrible customer service line the insurances offer. Please beware of the choices they give you. These are not the best for you, but the ones that pay the best commission to Clark. Your advisor is personal friends with them, and in the end, is there to protect their interest above yours. This is not a digital service. Nothing is managed by app, but via phone calls to advisor. | |||
| 2023-02-13 | I've been waiting for over 3 months for them to update the offer I have for an insurance, and all I get is automated answers, no real people actually checking the details of what I bothered to check and write them. | ||
| I've been waiting for over 3 months for them to update the offer I have for an insurance, and all I get is automated answers, no real people actually checking the details of what I bothered to check and write them. | |||
| 2022-04-18 | The Nightmare for every privacy dude in this world - Collect a lot of data - Share the data to so fckng many partners… - no explanation of how to delete the account (not even in the Privacy policy or in the not existing support forum) and no easy "delete your account" button. Clark use every method to keep your data and you. Even Amazon or Facebook are better in this point. | ||
| The Nightmare for every privacy dude in this world - Collect a lot of data - Share the data to so fckng many partners… - no explanation of how to delete the account (not even in the Privacy policy or in the not existing support forum) and no easy "delete your account" button. Clark use every method to keep your data and you. Even Amazon or Facebook are better in this point. | |||
| 2021-12-03 | Good idea - mediocre execution It takes weeks to add insurances, which is probably the insurance companies fault in the background but when I want to compare a new insurance and it takes days for a result that's just not acceptable or helpful. Way better off comparing on CHECK24 or talking directly to an insurance | ||
| Good idea - mediocre execution It takes weeks to add insurances, which is probably the insurance companies fault in the background but when I want to compare a new insurance and it takes days for a result that's just not acceptable or helpful. Way better off comparing on CHECK24 or talking directly to an insurance | |||
| 2021-11-29 | It seems like you haven't done a lot of user research on adoptio rates... I will certainly not leave my signature to any app that I haven't yet seen nor convinced myself of its benefit. Please don't ask a user in the very first step to leave sensitive data like this :( | ||
| It seems like you haven't done a lot of user research on adoptio rates... I will certainly not leave my signature to any app that I haven't yet seen nor convinced myself of its benefit. Please don't ask a user in the very first step to leave sensitive data like this :( | |||
| 2021-11-07 | if you go till sign window, but want to check again all conditions, etc., it is not possible to go back, to close the window, so it seems like they force you to sign. So I didn't sing and uninstalled the app | ||
| if you go till sign window, but want to check again all conditions, etc., it is not possible to go back, to close the window, so it seems like they force you to sign. So I didn't sing and uninstalled the app | |||
| 2021-06-22 | The app in general is good but ordering insurances via the app is not what I was expecting. For example, I have ordered an insurance via the app. I wanted to ask regarding the status of the insurance and how long people usually have to wait. The answer was to go ask the insurance company directly. The bottom line is that Clark is really great as a dashboard with your insurances. But all the stuff related to acquiring or terminating the insurance is better to be done via the insurance company. | ||
| The app in general is good but ordering insurances via the app is not what I was expecting. For example, I have ordered an insurance via the app. I wanted to ask regarding the status of the insurance and how long people usually have to wait. The answer was to go ask the insurance company directly. The bottom line is that Clark is really great as a dashboard with your insurances. But all the stuff related to acquiring or terminating the insurance is better to be done via the insurance company. | |||
| 2021-01-27 | App as such ok, general service however sucks, got my contract and personal data,within 3 months never got in touch/ no email, no promised Amazon voucher, no recommendations for contract changes, like a data scam. Will delete this again | ||
| App as such ok, general service however sucks, got my contract and personal data,within 3 months never got in touch/ no email, no promised Amazon voucher, no recommendations for contract changes, like a data scam. Will delete this again | |||
| 2020-12-03 | It's not usable at all. I already have an account and just wanted to login. But it's asking me for some data for registration and doesn't allow me just to login to existent account. | ||
| It's not usable at all. I already have an account and just wanted to login. But it's asking me for some data for registration and doesn't allow me just to login to existent account. | |||
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