Reviews of Settle Up – Group Expenses

By: Step Up Labs App

List of user reviews and ratings for Settle Up – Group Expenses

Total ratings

4.72 (Rating count: 49,809)

Receive review notifications

Get notified when new reviews are posted so you can respond quickly.

See reviews on Google Play Store

View and respond to reviews directly on the store page.

Visit

Review summary

Users praise Settle Up for easy group expense splitting and debt tracking, along with a simple debt‑settlement workflow. However, recurring issues appear: intrusive ads and a costly subscription with poor ad behavior; offline reliability problems; mandatory login friction; and privacy/security concerns from scam ads and unsolicited reminders. Overall it’s a useful tool for groups (trips, roommates, families) when functioning well, but reliability and ad/privacy frustrations detract from the experience.

Pros

Effective group expense splitting and debt tracking across multiple participants (roommates, trips, families).
Simple and intuitive interface; does what it’s supposed to do without unnecessary clutter.
Useful debt settlement workflow (Debt Settled) and clear visibility of who owes whom.
Free basic usage with relatively fewer ads compared to some competing apps.
Strong fit for group scenarios like trips, shared housing, and family expenses.

Cons

Intrusive ads and an expensive subscription; ad experience often problematic (ads not closing, force close).
Offline mode reliability is poor; dashboards can be stuck loading without internet.
Mandatory login/sign-in friction; some users cannot sign in or dislike required accounts.
Spammy debt reminders and push notifications to friends; privacy concerns.
Security concerns due to phishing and fraudulent ads in the free version.

Upgrade to see all 143 reviews

User Reviews

Recent rating average: 3.10

All time rating average: 4.72

Upgrade to see all 143 reviews

19% (27)

Date	Author	Comment
2026-08-01	Pr*****	easy & good
easy & good
2026-07-31	si*****	easy to use
easy to use
2026-07-29	Pa*****	It was too good but, it calculates wrong .We are two members and I have spent 265 first time and I spent 70 in second time so the total is 335 but in the menu of this apps shows that another member have to pay -111.67 but actually he had to pay 167.5
It was too good but, it calculates wrong .We are two members and I have spent 265 first time and I spent 70 in second time so the total is 335 but in the menu of this apps shows that another member have to pay -111.67 but actually he had to pay 167.5
2026-07-23	Ca*****	Does what it promises
Does what it promises
2026-07-17	Pr*****	बेकारॲप
बेकारॲप
2026-07-10	Af*****	Before It Was Working Fine But After Update Data Changed Alot Struggling To Mange Please Refix Issues
Before It Was Working Fine But After Update Data Changed Alot Struggling To Mange Please Refix Issues
2026-07-10	Gu*****	good
good
2026-07-09	De*****	The app is fine but the ads keep coming in between which is very annoying. I try to do a task and just doesn't let me do. Please remove ads then only people will be able to use this app.
The app is fine but the ads keep coming in between which is very annoying. I try to do a task and just doesn't let me do. Please remove ads then only people will be able to use this app.
2026-07-03	Ha*****	Good app to transaction update
Good app to transaction update
2026-06-30	ch*****	really monthky subscription for app like this.
really monthky subscription for app like this.