KELING KUMANG DIGITAL

Keling Kumang Digital is a Digital Financial Service (DFS) developed to facilitate access for Keling Kumang Credit Union (CU) members to various financial services.

This application allows members to make transactions anytime and anywhere via smartphone, without being limited by operating hours. With Keling Kumang Digital, members can:
1. View savings balances and account transactions
2. Check loan history
3. Transparently view their time deposit balances

In addition, bill payment services are available, including for postpaid/non-taxable electricity (PLN), BPJS (Social Security), PDAM (Water Supply), telecommunications, and e-commerce. For purchasing needs, members can purchase phone credit, data packages, electricity tokens, and top up digital balances such as GoPay and OVO.

Keling Kumang Digital also supports fund transfers, both between CUKK members and to commercial banks, expanding financial access. The application's main advantages lie in its flexibility, convenience, and security, with a multi-layered data and transaction protection system.

Its presence has had a positive impact:
1. Saving time
2. Improving digital literacy
3. Expanding financial access
4. Strengthening member trust through information transparency

Furthermore, this application contributes to local economic growth by supporting MSMEs, encouraging the digitalization of cooperatives, and increasing financial inclusion in the regions.

Going forward, Keling Kumang Digital is expected to continue developing with new features such as integrated investment services, local tax payments, digital financial education, and collaboration with other cooperatives in Indonesia.

With all its advantages and benefits, Keling Kumang Digital symbolizes the transformation of cooperatives into the digital era, while strengthening the role of cooperatives in improving member welfare and community economic development.