Loangram

Loangram is a dedicated lending app catering to salary earners in Uganda, operated by Loangram Finance Limited. The app requires users to register with a valid national ID and phone number, after which a field team verifies submitted details to activate accounts. Loans can be accessed and repaid conveniently via Airtel or MTN mobile money accounts linked to the user's phone number.

Key features include a no-interest loan offering with an APR ranging between 15% and 35%, flexible loan terms from 91 to 365 days, and loan amounts adjusted according to the borrower’s credit score and repayment behavior. Users aged 18 and above, employed in Uganda, can apply for loans with repayment periods from 30 to 90 days, and repayments can be made monthly or in one lump sum. Loangram provides transparent fee calculations and aims to support users with a contingency wallet for financial stability.