특례보금자리론 안심전환대출 전세금안심대출보증 신청가이드

We would like to provide detailed information about Bogeumjari Loan, a policy managed by Korea Housing Finance Corporation.
This policy can be applied for the purpose of purchasing a house, returning a deposit, and repaying an existing mortgage loan.
This loan product has a stable fixed interest rate, allowing you to avoid the risk of variable interest rates from the date you receive the loan until maturity.
This is for those who want to receive stable funding to purchase a home or repay an existing loan!

[Types of Bogeumjari Loan]
We provide information on Bogeumjari Loan.

[Introduction to safe conversion loan information]
This is a system that supports a temporary transition to a low interest rate.

[QnA / Latest News]
- We have collected frequently asked questions while using Bogeumjari Loan so that you can check them.
- Subscribe to the latest frequently updated news related to Bogeumjari Loan with high accuracy!

[Loan product information]

Loan limit: 1 million won ~ maximum 5 million won

Loan period: Minimum 6 months, maximum 12 months (requires application for extension before loan maturity, extendable in one-year increments depending on review results)

Integrated interest rate range: minimum 3.08% per year to maximum 19.99%, preferential interest rate of up to 1%p applicable

Example of loan repayment: When borrowing 3 million won at an annual interest rate of 7% and a lump sum repayment at maturity over 12 months, the total loan cost of 3,000,000 won (monthly payment of 17,500 won) is repaid and the principal is repaid in a lump sum of 3,000,000 won at maturity.

*May vary depending on personal loan product and repayment method.

※ This app is not an app representing the government or government agencies, and is an app that provides only quality information.
Source: https://www.hf.go.kr/