ZMA HISAB - Digital Khata

ZMA HISAB is a simple, fast digital khata (ledger) app built for shopkeepers and
small business owners. Replace the paper register: track every customer's
credit (udhaar), payments, and balance — even without internet.

WORKS OFFLINE, ALWAYS
• Add customers and entries with no internet — everything is saved on your phone
• Your data syncs safely to your account when you're back online
• Automatic cloud backup, restore on any phone by simply logging in

PER-CUSTOMER KHATA
• One clean ledger per customer: what you gave, what you got, running balance
• "You'll get / You'll give" totals for your whole business at a glance
• Search customers and entries instantly
• Full history is always preserved — edits never erase the original entry

FAST DAILY ENTRIES
• Built-in calculator keypad: type 1500+750 and save the result directly
• Backdate entries to the real business date
• Add notes to every entry (items, quantities, payment method)

PDF STATEMENTS & REMINDERS
• Export any customer's statement as a clean PDF
• Share statements or payment reminders on WhatsApp or SMS in one tap
• Statement periods with opening and closing balance — like a bank statement

SHOP TOOLS INCLUDED
• Calculator with history, profit margin, unit converter, bill split,
GST/tax helper, currency rates, and quick notes

PRIVATE & SECURE
• PIN and fingerprint app lock
• Your ledger is yours: no ads, no selling of data
• Delete your account and data any time from inside the app

IN YOUR LANGUAGE
• Full Urdu support — switch language any time in Settings

ZMA HISAB is built for the way small business actually works in Pakis
South Asia: udhaar today, payment on chand raat, and a clear hisab in between.

Questions or feedback? support@zmahisab.com
Privacy policy: https://api.zmahisab.com/privacy/