Ziksu – Instant Payments 24/7

Ziksu is an Australian Payments Facilitator offering unique and innovative financial products to ALL Australian businesses, merchants and consumers.

Our QR code based ‘Scan n Pay’ solution is connected to Australia’s core Banking Infrastructure; The New Payments Platform (NPP). It’s Fast, Secure and Cost-effective for merchants and consumers and it’s powered by the latest PayID and PayTo technologies.

Ziksu’s QR codes are developed to global standards utilising Industry best practice, digital encryption, and enhanced security to ensure we consistently deliver accurate, convenient and reliable account-based payments.

Onboarding requires the usual bank-stuff for identification purposes, although there’s no legacy banking systems on our back, so we’re much faster… in fact, you can usually download and start transacting in just a few minutes.

Merchants can register with their ABN or ACN, link their business bank account and receive instant payments. Anytime | Anywhere | 24/7.
Our digital payments platform allows business users to create unlimited QR codes to suit their operational needs. They can also print their unique QR code for counter display, enabling customers to ‘scan n pay’ even in remote locations. It’s a totally mobile network, with no overhead costs, like hardware and terminal rentals and no downtime from associated outages.

PayTo technology allows the user to Pay by Bank, with the option to choose the source account for funds from each time a payment is made. Whilst PayID technology ensures the funds are settled in the recipients account Instantly.

Simply scanning a QR Code facilitates an instant transfer of funds between banks, including:
• Instant payments
• Instant settlement, and availability of funds received
• Processing of instant refunds

Of course, it’s also the first truly contactless payment method, even when a PIN is required, the purchaser inputs the PIN on their own mobile device.

One platform, one view, total control

The Ziksu App is your financial powerhouse, with a real-time 360° view of all
your accounts securely nestled in one place!
We’ve incorporated some excellent features to enhance your financial experience, like:

• Real-time notifications
• Categorised spending
• Splitting bills with friends and family
• Inbuilt budgeting tools, and
• Visual reports on demand

And perhaps the most exciting feature - requesting money from other users, which is great to avoid awkward conversations when someone owes you money.

As an Australian Payments Facilitator, Ziksu must comply with all the same legislative and regulatory requirements as all other Australian Banks and Financial Institutions.

We are continually improving our financial service offerings, and the safety of your funds, data and privacy are paramount, so the latest technology and safety systems are all in place.

QR code payments are used for secure, reliable, convenient, and touchless payments by tens of millions of users each day, in over 50 countries worldwide. The rapid adoption of QR code payments has been seen in China (Alipay and WeChat), Singapore (Paylah), India (PhonePe and Paytm).

The Ziksu App empowers all Australian businesses, merchants and consumers with the freedom and control over their own finances, wherever and whenever they need it, via their personal mobile device.

We have worked tirelessly to bring you a new and exciting app that will take your banking experience to the next level and we’d love you to tell us what features would make your banking experience even better.