0fiat - Shop with USDT or USDC

0fiat lets you shop, travel, order food, and buy gift cards with stablecoins. No fees. No forex markups. Just instant checkout at 200+ stores worldwide.

Pay directly with USDT or USDC from your Web3 wallet at online stores during checkout. No web3 cards. No bank transfers. No fiat conversion. Just your wallet, your stablecoins, and a seamless payment experience.

HOW IT WORKS
1. Shop on any supported online store as you normally would
2. At checkout, select Pay with stablecoins via 0fiat
3. Connect your wallet and approve the stablecoin transaction
4. 0fiat processes the payment: the merchant receives their local currency
5. Done. No bank account. No card. No conversion fees.

How to Buy Gift Card with Stablecoins
1. Go to Gift Cards
2. Select your favorite brand
3. Enter the amount you want
4. Connect your wallet and approve the transaction
5. Done, your gift card is delivered instantly

WHY 0fiat?
If you hold USDT or USDC and want to actually spend it online without jumping through hoops, 0fiat is built for you. Forget buying a web3 gift card or a USDT gift card just to shop online. 0fiat connects your web3 wallet directly at the checkout, no detours.

Unlike a Gemini credit card or Coinbase card, there's no credit check, no KYC card application, and no waiting. 0fiat is a direct web3 debit/credit card alternative for stablecoin holders who want purchasing power.

KEY FEATURES
Pay with USDT and USDC:Use your stablecoin balance for real online purchases without converting to fiat first

Direct wallet payments: Approve transactions straight from your web3 wallet; no virtual or physical card required

Multi-network support: Pay using stablecoins on Solana, Tron, and BNB Chain

Works at supported online stores: 0fiat integrates with participating merchants so you can pay with stablecoin at checkout

Merchants receive local currency: You pay in stablecoins; the merchant gets paid in their local currency seamlessly

Fast, simple checkout: Approve and confirm in seconds; no lengthy card details or OTPs

Non-custodial: 0fiat never holds your funds; you stay in control of your wallet at all times

SUPPORTED NETWORKS
•Solana
•Tron (TRC-20)
•BNB Chain (BEP-20)
•Base
•More networks coming soon

SUPPORTED STABLECOINS
•USDT (Tether)
•USDC (USD Coin)
•Additional stablecoins may be supported: check the app for the latest list

IMPORTANT INFORMATION
Blockchain network fees may apply depending on the network used. Payment availability may vary by region and supported merchant. Returns, refunds, and post-purchase support are managed directly by the merchant per their policies. 0fiat facilitates the payment; it does not act as the seller.

GET STARTED
Download 0fiat and start spending your USDT or USDC online today without converting, without a card, and without the friction. The future of stablecoin payments is here.