Multi Calculator

This is a simple android application as a one-stop solution for your financial calculation in Home loan EMI, Fixed Deposit, Recurring deposit, Mutual Fund SIP calculator, Chitty profitable bid amount calculation, Army pension, gratuity, commutation amount etc. You can easily calculate the EMI of your home loan, and the Maturity value of FD, RD and SIP in Mutual funds.   

2. 	CHITTY: You can also calculate the maximum auction amount (bid amount) to take the chitty in profit.  Whether your chitty substitution is in profit or loss.  Whether your chitty is in loss or profit etc. 

 
Usages 
1. Loan EMI calculation 
2. Loan tenure calculation 
3. Loan period calculation 
4. RD Maturity value calculation 
5. FD Maturity value calculation 
6. MF SIP value calculation 
7. Chitty auction amount calculation 
8. Whether your chitty in loss or profit calculation 
9. Chitty substitution calculation 
10.  Calculate Army (JCOs/OR) Pension, Gratuity, Leave encashment, commutation amount
11. Calculate quantity of building materials like cement, bricks, steel, timber, sand, coarse aggregate and labour required for the construction of residential buildings

Note : 

This app is just a financial tool and not in connection with any bank or financial service provider. 

This app works as a simple financial calculator and does not give any other financial services.
 
The amount of EMI is calculated by rounding off the value to the nearest Rupee.  So there may be a slight variation. 

The chitty amount is calculated by assuming that the minimum auction amount is 5%( ie for foreman commission), GST on foreman commission is 18% and documentation charges as 200/100.    Documentation charges and foreman commission may vary in different chitty companies/NBFCs. 

The maximum bid amount is fixed at 30% of chitty sala in single-division chitties, 35% in multi-division chitties where the duration is up to 100 months and 40% for multi-division chitties where the duration is above 100 months.   (in this calculation.  this may vary from company to company)

Assumed that the total dividend acquired in the entire duration of chitty is equal to the total interest which can be earned if the chitty instalment amount is deposited in RD  
You have to enter payment details and DA at the time of retirement for calculations

The above quantities are applicable for residential buildings for plinth areas ranging from 300 to 3000 sqft.
Builders hardware and rainwater goods are not considered in this calculation as the same is in required basis
Quantity of paint and number of painters has not been considered in this calculator.
External and internal services like water supply, plumbing, electric supply and drains, sewage are not considered in this calculator.
Specifications considered in this calculation is\nExcavation in soft soil.
Masonry work with class B bricks of size 23 x 15 x 7.5cm size
RCC slab in cement concrete 1:2:4  wall plaster in CM 1:5 The quantities given are approximate and may differ based on type of structure. This is a simple calculator to calculate approximate quantity and labour required for construction. Cost of electrical fittings/plumbing and sanitary fittings and its labour to be added separately for final calculation.
All rooms are considered with attached toilet for calculation of wall tiles in bathroom.
Number of carpenters calculated is including carpenters required for planing of timber. No of carpenter can be reduced by planing of timber by machinery.
This is developed for draft budgeting purposes only and not for quoting as an authority.


 For any Queries / Suggestions contact us at  zekure2022@gmail.com.