Zala:Préstamos Guatemala YA

Zala is a financial services platform focused on the Guatemalan market, specializing in offering financial services tailored to the region and providing 24/7 online customer support.

Our simple and practical financial products are designed to provide responsible financing alternatives for personal expenses and financial solutions for personal needs. Through transparent information on costs, terms, and payment conditions, users can make informed financial decisions according to their situation and ability to pay.

Product advantages: Flexible • Simple • Reliable
Loan amount: from Q200 to Q5,000, subject to the profile and corresponding evaluation of each application.
Payment term: from 91 to 180 days, with different options available depending on applicable conditions.
Annual percentage rate (APR): up to a maximum of 36% — may vary depending on the user's profile. Application process: Just 4 simple steps and takes approximately less than 5 minutes (The application can be completed quickly and easily from your mobile device).
Example calculation
Using a loan of Q4,000 as an example:
Term: 120 days (4 months)
Interest accrued: 4,000 * 36% / 360 * 120 = Q480
Total amount to pay (principal + interest): Q4,480
Estimated monthly payment: Q1,120
All applicable costs, interest rates, and conditions are displayed transparently before contracting. All costs and conditions will be communicated before application confirmation. Users can clearly consult information related to payments, terms, and service conditions.

Application requirements
Be over 18 years of age and have the legal capacity to enter into a contract.

Have a valid Guatemalan mobile phone number to receive the verification code.
Have a bank account registered in the applicant's name to receive funds.
Present a valid Guatemalan Personal Identification Document (DPI).

Security and Privacy
Protecting user information is a priority for Zala. The platform uses bank-grade encryption technology to safeguard personal information, identity data, and financial details throughout the entire application and service management process. All information provided will be used solely for purposes related to evaluating the application, validating identity, and processing financial transactions, in accordance with applicable Guatemalan laws and regulations. User information will not be shared with third parties without prior authorization, except as required by applicable law.

Access Financial Services Easily with Just a Few Taps
Zala simplifies access to digital financial services by eliminating in-person processes and unnecessary paperwork. The platform has been designed to offer an efficient, secure, and transparent experience, allowing users to manage requests and access information conveniently from their mobile devices.

Contact Us
- Privacy Policy: https://www.zalacred.com/politicadeprivacidad
- Official Email: soportegt@zalacred.com
- Phone and WhatsApp: +502 39161107
- Business Hours: Monday to Friday, 8:00 a.m. to 6:00 p.m.

- Office Address: Avenida La Reforma, 9-55, Zone 10, Reforma 10 Building, Office 903, Guatemala City, Guatemala