Займ-Экспресс. Займы на карту

Zaim-Express is an app where you can apply for a loan online and receive the money on your card via the Fast Payment System (FPS) without visiting a branch. If you need a loan on your card, a loan with clear terms, or an online loan to resolve urgent financial issues, apply in the app. Fill out the form, wait for the automatic verification, receive a loan decision, and once approved, receive the money on your card.

How to get a loan on your card

The loan application takes just a few minutes: simply fill out the information in the app.
The loan decision is made automatically.
After approval, the funds are transferred to your card via the Fast Payment System (FPS) according to the terms of the agreement.
Loans on your card are available 24/7, and you can apply for an online loan completely remotely without visiting a branch.

Microloans and Online Loans

Zaim-Express is suitable for those who need a microloan, a small loan, or a payday loan. In the app, you can apply for a loan on your card, receive a loan online, and even get a repeat loan if the terms are suitable.

Online loans help you solve temporary financial problems, pay urgent expenses, make essential purchases, or get cash before payday. Application processing takes minimal time, and decisions are made automatically.

Personal Account - Loan Management

In your personal account, you can manage your loans online: application status, agreement terms, repayment amount, loan term, and transaction history. You can repay the loan, check your balance, and extend the loan term if necessary without reapplying.

This format is especially convenient if you regularly use online loans to your card, apply for online loans, and want to keep track of all your financial transactions.

Who is it suitable for?

When you need a payday loan.
When you need an online loan or a loan to your card to pay for services, purchases, and other expenses.
When you need a microloan with clear terms and a known repayment amount.
When online loans and a quick decision on your application are important.
When you need to receive money on your card without visiting a branch.
Transparency and Security

Before confirming the agreement, you can see the loan terms, interest rate, and final repayment amount. All terms are available in advance, with no hidden fees.

Zaim-Express MFI JSC is a licensed microfinance organization providing online loans to your card in accordance with Russian law.

We comply with legal requirements, and users' personal data is protected by modern encryption methods.

Online Loan Terms

Minimum annual interest rate: 292% per annum.

Maximum annual interest rate: 292% per annum.

Minimum loan term: 61 days.

Maximum loan term: 18 weeks.

Loan Calculation Example

Loan amount: 40,000 rubles.

Loan term: 90 days.

The interest rate is 0.8% per day (292% per annum).

The accrued interest for 90 days of the loan is 28,800 rubles.

The repayment amount is 68,800 rubles.

Important

Loans are available to adult citizens of the Russian Federation. Loan terms and interest rates are calculated individually. The time it takes for funds to be credited to the card depends on the recipient's bank.