XPAY Merchant

XPAY Merchant is the app for businesses in the xperise network to accept card payments and get paid — fast, simple, and secure.

Turn your phone or tablet into a card payment terminal. Enter an amount, take the customer's xperise card by tap or scan, and get an instant confirmation. Every payment is recorded so you can reconcile at the end of the day.

WHAT YOU CAN DO
• Accept card payments — take xperise cards by tap (NFC), by scanning the card, or by entering the card details.
• Instant confirmation — get a real-time alert the moment a payment succeeds.
• Track sales — see today's takings, full transaction history, and per-order details at a glance.
• Refunds — reverse or refund a transaction when you need to.
• Team access — let staff take payments, each with their own sign-in.
• Settlement view — follow what's been paid out to your business account.

WHY XPAY MERCHANT
• Fast checkout — most payments finish in a couple of taps.
• Built for the counter — clear amounts, big buttons, works on devices you already have.
• Secure by design — the cardholder confirms each payment with a PIN or one-time code, and sensitive card details are never exposed in the app.
• No extra hardware required — start with just your phone.

HOW IT WORKS
1. Enter the amount and an optional order reference.
2. Tap the card, scan it, or enter the card details.
3. The cardholder confirms with a PIN or a one-time code.
4. You get an instant "Paid" confirmation and a receipt.

XPAY Merchant works with the xperise payment network. You need an xperise merchant account to sign in. Learn more at xperise.com.