99Credit

99Credit is an online lending application that provides personal credit loan services to users in Uganda and Ghana. We cooperate with licensed financial institutions to deliver convenient and transparent credit solutions.
Product Details
Service Regions: Uganda, Ghana
Loan Amount:
Uganda: UGX 100,000 – UGX 800,000
Ghana: GH₵ 500 – GH₵ 15,000
Loan Term: 180 – 365 days
Annual Percentage Rate (APR):
Uganda: 12% – 22%
Ghana: 15% – 25%
Loan Examples
Uganda Example
Loan Amount: UGX 500,000
APR: 18%
Loan Term: 365 days
Total Interest: UGX 90,000 (500,000 × 18%)
Total Repayment Amount: UGX 590,000 (500,000 + 90,000)
Ghana Example
Loan Amount: GH₵ 3,000
APR: 22%
Loan Term: 365 days
Total Interest: GH₵ 660 (3,000 × 22%)
Total Repayment Amount: GH₵ 3,660 (3,000 + 660)
Application Process
1.Download and install the 99Credit App.
2.Register an account and complete the loan application.
3.Submit personal information for review.
4.Once your loan is approved, funds will be credited directly to your account.
Basic Eligibility Requirements
Citizen of Uganda or Ghana
Aged between 18 and 60 years old
Privacy & Security
We value your privacy. The App will request necessary permissions for identity verification and service provision. We will not disclose your personal information without your consent.
Contact Us
Official Website: https://www.99credit.vip
Customer Service Email: service@xlend.hk
Privacy Policy: https://www.99credit.vip/agreement/public/privacyPolicy.html