Finapt

Finapt is your all-in-one personal finance app built to help you take control of your money.

Budget Smarter
Create monthly or one-time budgets manually, or let Finapt's AI generate a personalised budget based on your income and lifestyle.

Track Your Spending
Get a clear picture of where your money goes with visual analytics, category breakdowns, and monthly spending reports.

Send & Receive Money
Transfer funds to any Nigerian bank and receive money via your dedicated Finapt account number.

Automate Your Finances
Set up recurring payments and financial plans so your bills and savings take care of themselves every month.

Pay Bills Instantly
Top up airtime, pay for internet, utilities, and more — all without leaving the app.

Ask Finapt AI
Get real-time, personalised financial guidance from our built-in AI assistant.

Secure by Design
Biometric login, PIN protection, and end-to-end encrypted storage keep your financial data private and safe.

Currently available to early access users. We're just getting started — more features and improvements are on the way.

Download Finapt and start building better money habits today.