WeSpare: Online Circles

WeSpare helps you plan ahead and access lump sums of cash through saving, not debt.

Inspired by traditional Ajo, Pardna, Tontine, Susu, Hagbad, Ekub, Gameya, WeSpare modernizes the experience with technology, security, and guaranteed payouts so you can reach your financial goals faster and with confidence.

Whether you're saving for a home, business, car, travel, education, a wedding or an upcoming project, WeSpare helps you access larger amounts of money by saving together with a trusted community.



How It Works

Choose your plan
Select the payout amount, contribution frequency and duration that matches your savings goal.

Choose when you collect
Pick an available payout date shown to you.

Contribute automatically
Pay your set amount weekly or monthly. Payments run automatically.

Receive your payout
Collect the full amount on your exact payout date to reach your goal.


Benefits of WeSpare

Join savings circles instantly

Save for personal or group financial goals

Access larger lump sums 100% guaranteed when it’s your turn

Track contributions and payouts in real time

Save with verified and trusted members

Enjoy a modern, secure savings circle experience



Download WeSpare today, the smarter way to save and upgrade your financial life, all in one secure, simple app.