Solvent

Solvent is a private, fully offline net worth and cashflow tracker — no account, no sign-in, no sync, no ads, no tracking. Everything you enter stays on your device.

TRACK YOUR NET WORTH
Add what you own and what you owe as holdings — cash, bank accounts, cards, loans, gold, crypto, stocks, real estate or anything else — mark each as an asset or a liability, and update its value whenever you like. Every update is saved, so you can watch your net worth move over 6 months, a year, or your whole history.

SEE WHERE YOUR MONEY IS
One screen shows your total net worth, how it's allocated across your holdings, and what came in and went out this month.

LOG TRANSACTIONS
Record income and expenses against any holding, move money between holdings with a dedicated transfer flow, and organize everything with your own custom categories — complete with icons and colors. Search and filter by date, category or type to find anything fast.

KEEP IT LOCKED
Turn on optional app lock in Settings to require Face ID, Touch ID or your device's biometrics before Solvent opens. Your biometric data never leaves your device and never reaches the app.

YOUR DATA, YOUR DEVICE
Solvent has no backend, no cloud, no accounts and no analytics. The Android version doesn't even request internet access. When you want a copy of your data, export everything to a local file — it's your data, and it stays exportable and yours.

DESIGNED FOR ARABIC, TOO
A dark-first design with oversized, aligned numbers for money, built from the ground up for both English and Arabic — including full right-to-left layout.

Was FinFolio? Solvent is the same app, your same data, with a new name.