Wallet Asistant

WalletAssistant — your personal finance assistant in your pocket. Manage your budget, expenses, credit cards, debts, and assets in one place, with a simple and premium design.

What sets it apart from other finance apps: your data stays on your phone. No account creation required, nothing uploaded to the cloud, no ads or tracking.

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🎯 BUDGET BY PAYROLL PERIOD
Your budget works according to your payday, not the calendar month. If you get paid on the 15th of the month, your period starts on the 15th. See your remaining budget, expenses, and days left until the end of your period at a glance.

💳 CREDIT CARD MANAGEMENT
• Organize your cards under banks (current account + cards together)
• Track statement closing and due dates
• View available limit, statement balance, and total balance
• Card spending affects your budget when the statement is paid — real cash flow logic

📊 ADVANCED ANALYSIS
• Periodical spending distribution (category by category)
• Periodical category comparison (this period vs. last period)
• Future period spending simulation — how much of your income is committed? • Calendar and monthly income-expense statement
• Savings rate and end-of-period forecast

💰 INCOME & ASSET TRACKING
• Define your fixed income (salary, etc.), approve it when due
• Total liquid assets: cash + bank + foreign currency/gold
• Track your gold and foreign currency savings with current exchange rates

🧾 DEBT, INSTALLMENTS & FIXED EXPENSES
• Track your loans with progress
• See your installments and monthly payment burden
• Add your fixed expenses such as rent and subscriptions — we'll remind you before the due date

🛒 VIRTUAL MARKET
Compare live market prices, create a shopping cart, and find the best place.

🔒 SECURITY & BACKUP
• Protect the application with a PIN lock
• Back up your data with a single touch, restore it on a new phone
• Save the backup to your own Google Drive or email