Salary112

Salary112 is a Digital Lending Application (DLA) operated by VIMANOTECH INDIA PRIVATE LIMITED and functions as a Loan Service Provider (LSP) connecting users with RBI-registered NBFC lending partners.

⚠ Important Disclosure
Salary112 does not provide loans directly. We facilitate loan applications and connect users with RBI-registered NBFCs through a secure, transparent digital platform. Salary112 does not influence loan approvals, interest rates, fees, or repayment terms. All loans are approved and disbursed solely by our RBI-registered NBFC partners. We do not facilitate short-term loans with repayment tenures of 60 days or less.

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💰 LOAN PRODUCTS
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Personal Loans
Apply for personal loans for medical expenses, education, travel, or other personal needs. The application process is fully digital, including document submission and loan disbursal by the lending partner.

Loan Parameters
• Loan Amount: ₹5,000 – ₹1,50,000
• Repayment Tenure: 61 – 365 days
• Maximum APR: 35% per annum
• Processing Fee: Up to 2% + applicable GST
• Prepayment Charges: Nil

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📊 REPRESENTATIVE EXAMPLE
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• Loan Amount: ₹70,000
• Tenure: 365 days (12 months)
• APR: 35% per annum
• Processing Fee: ₹1,400 + GST ₹252
• Net Disbursed Amount: ₹68,348
• Monthly EMI: ₹6,997
• Total Repayment: ₹83,969
• Total Interest Payable: ₹13,969

The above example is for illustration purposes only. Actual loan terms — including interest rate, processing fee, and EMI — are determined solely by the lending partner based on its credit assessment and applicable policies.

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🏦 LENDING PARTNERS
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VRINDA FINLEASE LIMITED
RBI-Registered NBFC | RBI Reg. No.: 05.00580
🌐 https://vrindafinlease.com/
📧 info@vrindafintech.com
📞 +91-9220912304

For the complete list of RBI-registered lending partners, visit:
🌐 https://www.salary112.com/lending-partner

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📞 CUSTOMER SUPPORT
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Salary112 Support
🌐 https://www.salary112.com/
📞 +91-8796407667
📧 care@salary112.com

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✅ COMPLIANCE & TRANSPARENCY
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• Operated by: VIMANOTECH INDIA PRIVATE LIMITED
• Role: Digital Lending Application (DLA)
• Regulated under RBI Digital Lending Guidelines
• No direct lending. No short-tenure loans (≤60 days).
• All partner NBFCs are RBI-registered.
• Data privacy and security compliant as per applicable Indian laws.