Pensiun dan Alih Profesi

Layoffs, Resignations, Retirement, and Career Change

Prepare for retirement earlier, more peacefully, and with more direction.

Retirement isn't just about stopping work; it's entering a new phase of life that requires financial, mental, health, and spiritual preparation, as well as a plan for activities after no longer receiving a steady salary.

Retirement and Career Change helps you organize the entire process in one practical and easy-to-use application.

This application combines a preparation roadmap, checklists, a progress dashboard, financial simulations, various calculators, learning materials, and a business plan, so you understand your current situation and the next steps you need to take.

Suitable for private sector employees, state-owned enterprise employees, civil servants (ASN/PNS), professionals, prospective retirees, workers who want to resign, victims of layoffs, and anyone who wants to start a new business.

PREPARATION ROADMAP

Preparations are structured based on the time leading up to retirement.

• 10 Years Before Retirement

• 5 Years Before Retirement

• 3 Years Before Retirement

• 1 Year Before Retirement

Each stage contains a list of actions to learn and complete one by one.

ROADMAP BY FIELD

Preparation is also grouped by life aspect.

• Investment

• Finance

• Skills

• Spiritual

• Health

• Business Preparation

PROGRESS DASHBOARD

Monitor your preparation progress through the interactive dashboard.

• Preparation score

• Countdown to retirement

• Progress roadmap

• Priorities to be addressed

• Retirement fund target

• Funding gap

• Savings capacity

• Balance projection

• Next steps

PREPARATION CHECKLIST

All stages can be monitored through a checklist so you don't miss any important steps.

Status of each step:

• Not started

• In progress

• Completed

BUSINESS INCUBATION

For those of you who want to start a business after retirement, the app provides a business incubation process, from identifying a business idea to developing an action plan.

VARIOUS CALCULATORS

Dozens of calculators are available to help with various needs, including:

• Pension rights

• Resignation rights

• Termination rights

• Severance pay

• Net salary

• Taxes

• Overtime

• Zakat

• Pension fund target

• Pension fund needs

• Business capital

• Cost of Goods Sold (COGS)

• Business projections

• Financial planning

• Balance simulation

KNOWLEDGE CENTER

In addition to calculators, the app provides learning materials linked to related features.

Materials include:

• Salary

• Taxes

• Severance Pay

• Pension Rights

• Regulations

• FAQs

• Business Capital

• COGS

• Finance

• Islam

• Preparation Guide

ORGANIZED TOOLS

All functions are grouped for easy retrieval.

Categories include:

• Finance

• Pension

• Business & Career Change

• Islam & Life

• Reports & Comparisons

The search feature makes it easy to find the calculators you need.

PERSONAL PROFILE

Save your personal data, employment data, retirement goals, and application settings as the basis for various simulations so that the results are more tailored to your circumstances.

WHY CHOOSE THIS APPLICATION?

Unlike typical retirement apps that only offer a few calculators, Pensiun dan Ganti Profesi integrates a roadmap, checklist, dashboard, learning center, financial simulation, dozens of calculators, business planning, Business Incubation, retirement fund targets, and insights tailored to the user's circumstances in one easy-to-use app.

START TODAY

The earlier you start preparing for retirement, the greater your chances of enjoying a more peaceful, independent, productive, and prosperous future.

Download Pensiun dan Ganti Profesi now and start planning your future step by step.