Verito Lietuva

"Verito" is an application that provides convenient free access to credit rating, credit history and other data that form a person's financial reputation. The application also allows you to easily activate and manage identity protection ("non-lending" mode) in Lithuanian credit bureaus.

Why choose "Verito"? We are on the side of people, not banks. The application helps develop financial hygiene, prepare for negotiations with banks and prevent financial fraudsters who try to use other people's personal data.

What services does Verito provide for free?
- Real-time credit rating and a schedule of its changes over the past 12 months (source: "Creditinfo").
- Identity protection "I do not want to get credit" (Credit lock) - a centralized interface for activating / managing security locks in the credit bureau "Creditinfo".
- Categorized query data - information about queries in credit bureaus by industry category (e.g. "insurance company" or "bank"), without revealing specific company names.
- Debt summary – total number of active outstanding debts registered with credit bureaus. Also data on the number of covered debts over the past 10 years. Data source: "Creditinfo Lietuva".
- Public bailiff calls – information on currently publicly announced or previously publicly announced bailiff calls. Data is aggregated from the Bailiff Information System (part of the infrastructure of the State Enterprise Registers Centre) and UAB "Scorify".
- Court information – a summary view of publicly available court cases where the user is a defendant in debt collection proceedings. Data is aggregated through the official information system of state courts.
- Business connections – active and historical connections with companies: a list of legal entities where the user is a manager or shareholder. An assessment of the impact on the client's financial reputation is provided for each business connection. The Go Score credit rating of the related company, debts to SODRAI and STI, an indication of whether financial statements are submitted to the State Enterprise "Registrų centrus" on time, and the company's current legal status in the register of legal entities are indicated. Information sources: State Enterprise "Registrų centrus", UAB "Okredo", UAB "Scorify".

What data does Verito provide for a fee?
- Credit inquiry report - a report for the last 12 months, which indicates all entities that have performed a credit check on the user. Unlike the free version, specific company names are provided here.
- Credit history report - a detailed 120-month (10-year) report, which provides the names of companies that have registered the user's debts, as well as the dates of the origination, registration and closure of debts.