LộcVay – Hỗ trợ vay cá nhân

LocVay is a personal loan support application for users in Vietnam. The application provides diverse limits, clear terms and transparent assessment processes to help users access financial support that suits their needs.

Loan Features
Maximum Limit: 12,000,000 VND
Loan Term: 91 – 210 Days
Reference Interest Rate: 0.03% per Day
Maximum Annual Percentage Rate (Estimated APR): Approximately 10.95%/Year

Illustrative Example
With a loan of 3,000,000 VND for 180 days, daily interest rate of 0.03%:
Daily Interest: 3,000,000 × 0.03% = 900 VND
Total Interest: 900 × 180 = 162,000 VND
Total Payment: 3,162,000 VND

Registration Conditions
Users must meet the following requirements:
Be a Vietnamese citizen
Be 18 years of age or older
Have a valid ID card/CCCD
Have a personal phone number
Have a bank account or e-wallet to receive money

Usage process
Download the application and register an account
Provide personal information and verification documents
Select loan limit and term
The system will evaluate the application
Receive disbursement to the registered account

Security commitment
LocVay ensures compliance with current legal regulations and applies appropriate security measures to protect users' personal data. User information is only used for the purpose of evaluating applications and providing services in accordance with the law.
The application regularly updates and improves security measures to ensure a stable and reliable user experience.