PréstamoYa

PréstamoYa is an online personal loan platform designed to offer you fast, secure, and 100% digital financial solutions. The entire process is done from your mobile device, without the need to wait in line or submit excessive paperwork.

By downloading PréstamoYa, you'll enjoy:

100% online process: Apply for your loan from anywhere in Spain.

Complete transparency: Clear access to all terms, conditions, and contracts before accepting any loan.

Security: We protect your personal and financial information with high security standards.

Exclusive promotions: Participate in promotions and get benefits for being a PréstamoYa customer.

What do you need to apply for a loan?

Be a Spanish citizen or legal resident.

Be over 18 years old.

Have a bank account in your name to receive the transfer.

We don't require guarantors or mortgages. We evaluate different credit profiles and income sources.

Important Loan Information (Required Disclosure)
To ensure transparency, we detail the terms and conditions of our loans below:

Loan Amount: From €25 to €1,000

Minimum Repayment Term: 61 days

Maximum Repayment Term: 365 days

Maximum Annual Percentage Rate (APR): 730% (The applicable rate may vary depending on the user's credit profile).

Representative example of the total cost of the loan:
To help you understand exactly how much you'll pay, here's a representative calculation example:

Loan amount requested: €150

Loan term: 90 days

Daily interest rate applied: 1.41% (approx.)

Total interest accrued over 90 days: €191

Total amount to repay (Principal + Interest): €341 (Calculations take into account the reduction of the outstanding balance when making payments according to the payment schedule).

Data Privacy and Security At PréstamoYa, your privacy is our priority. The personal data requested (such as contact and identity information) is used exclusively to evaluate your loan application and process payments. We will never share your information with third parties without your explicit consent.

Faced with an unexpected financial emergency? Download PréstamoYa and apply for your loan transparently and securely today.