4Gives - Philippines

Secure, fair, and transparent financing exclusively for partner employees.

4Gives is a Buy Now, Pay Later (BNPL) platform powered by Vashcorp Inc. and Advance Tech Lending Inc., designed for employees of partner companies.
It allows partner employees to shop or borrow conveniently with flexible payment terms, automatic payroll deductions, and transparent rates — all within a secure and compliant system.

Powered by Advance Tech Lending Inc., the lending partner of 4Gives, you can shop today and pay over time with flexible terms of up to 6 months and a daily interest rate of 0.1% (3% per month). You only pay for the days you use the money, making budgeting simple and convenient. Advance Tech Lending Inc. is a SEC-registered company with CS201819635 and holds an Online Lending Platform (OLP) license.

Why Choose 4Gives?
- No Down Payment Required: Shop immediately without paying anything upfront.
- Generous Monthly Credit Limit: Flexible credit allows you to manage your purchases responsibly.
- Flexible Payment Plans: Choose up to 6 months to pay, with automatic deductions from your account or payroll.
- Fair Interest Rates: With a daily interest rate of 0.1%, you only pay for the time you use the money.
- Transparent Fees: No hidden fees—everything is clearly displayed before completing your purchase.

Convenient Payment Methods:
- WebPay: Seamless online payments at partner merchants.
- 4Gives QR Code: Scan to pay in-store or online with merchants that don’t have websites.
- QR PH Payments: Use 4Gives with any merchant that accepts QR PH, even if they aren’t partnered with 4Gives.
- Employee Benefits: If your employer is partnered with 4Gives, enjoy hassle-free auto-payroll deductions to spread out your purchases.

How 4Gives Works:
- Shop & Pay: Select 4Gives at checkout or scan a QR code in-store.
- Flexible Installments: Choose a payment plan of up to 6 months.
- Automatic Payments: Payments are automatically deducted from your account or payroll.
- Transparent Fees: You only pay for the days you use the money.

Who Can Benefit from 4Gives? Anyone looking to manage their purchases over time can benefit from 4Gives’ flexible payment terms and low interest rates. Employees of partner companies can take advantage of auto-deductions from their payroll for easier payments.

Security, Data Privacy, & NPC Compliance 4Gives complies with Philippine financial regulations and ensures your transactions are secure. As an NPC-compliant platform, we prioritize your data privacy and adhere to the highest standards of data protection with accredited financial institutions.

Get Started with 4Gives Today! Download the 4Gives app today and experience a smarter, more flexible way to shop and pay later—without the hassle of upfront costs.