UttamPay -AEPS, DMT & BBPS

UttamPay – -अब पे इंडिया करेगा...

UttamPay Private Limited is an Indian fintech and assisted digital banking platform built to empower retailers, agents, and business correspondents across urban, semi-urban, and rural India. Our mission is to bring secure, simple, and accessible financial services to every doorstep by enabling local merchants to become trusted banking points for their communities.

UttamPay bridges the gap between traditional banking and last-mile customers by combining technology, compliance, and human trust at the local level to High local.

Hard work yields sweet fruits.

UttamPay was founded with a clear purpose:
to strengthen financial inclusion while creating sustainable income opportunities for local retailers and agents.

By leveraging Aadhaar-led systems, digital payments, and assisted service models, UttamPay enables merchants to offer essential banking and payment services directly from their shops—making banking convenient, inclusive, and reliable.

Services Offered
> Assisted Banking & Payments

AEPS (Aadhaar Enabled Payment System)
Cash withdrawal, cash deposit, balance enquiry, mini statement

Micro ATM Services
Debit card-based cash withdrawal & balance enquiry

Domestic Money Transfer (DMT)
Instant IMPS & NEFT transfers to all Indian banks

> Utility & Recharge Services

BBPS Bill Payments
Electricity, gas, water, broadband, postpaid bills

Mobile & DTH Recharge
All major telecom & DTH operators

> Digital & Value-Added Services

PAN Card Services (New application & correction)

IRCTC & Travel-related services (where applicable)

Other assisted digital financial services for retailers

Why Choose UttamPay

✔ One platform for multiple banking & payment services
✔ Designed specially for retailers, agents & distributors
✔ Simple onboarding & easy-to-use portal/app
✔ Competitive commission structure
✔ Secure, compliant & scalable technology
✔ Dedicated support for agents & partners
✔ Built for high-volume transactions and growth

Protecting every transaction with trus

UttamPay follows industry-standard security practices, regulatory guidelines, and compliance-driven processes to ensure:

Secure transactions

Data privacy & protection

Transparent settlement & reporting

Reliable service availability

Our systems are designed to support scalable growth, fraud prevention, and long-term partner success.

Empowering Retailers. Enabling Atmanirbhar Bharat.

smarter, faster, and more secure payment networks.

Monetization opportunities for partners

Transforming local finance through technology

Wider access to digital banking services

Powering India’s shift to secure, digital payments

How to Get Started

Register on the UttamPay platform

Complete KYC & onboarding

Activate services like AEPS, DMT, BBPS, PAN, etc.

Start offering banking & digital services from your shop

Join UttamPay